For years, XRP holders have clung to the dream of regulatory clarity and mass adoption. The SEC lawsuit dragged on like a bad sequel, but now that the dust is finally settling, the market wants more than courtroom wins; it wants catalysts. And fast.
Enter the ETF question. With Bitcoin ETFs already drawing billions and Ethereum ETFs looming, XRP’s absence from the conversation is starting to sting. Once seen as the future of cross-border payments, XRP now finds itself in a race against time. Without ETF approval, or at least serious institutional traction, analysts warn that XRP could lose key support levels and tumble below $1.
The clock is ticking. While the community watches the charts and refreshes the headlines, XRP’s next chapter depends on more than past promise. The question now is clear: Will an ETF bring XRP the lifeline it needs, or is the smart money already moving on?
XRP price prediction: XRP walks the ETF tightrope as top holders eye the exit
As of May 29, 2025, no spot XRP ETF has been approved in the US, though major players like Grayscale and Franklin Templeton have filings pending. The SEC’s approval of ProShares’ futures ETF and Brazil’s launch of a spot ETF have fueled optimism, with Polymarket giving an 85% chance of a US spot ETF approval by year-end.
Source: fxstreet
Analysts estimate that a spot XRP ETF could trigger $5–$11.7 billion in inflows, pushing the token’s price as high as $22.20. With the SEC lawsuit finally settled and Ripple’s growing partnerships in Asia, XRP’s fundamentals are solid, but ETF approval remains the missing puzzle piece for institutional adoption.
Without that green light, though, top holders are hedging their bets, diversifying into newer assets like Remittix. Bearish analysts warn that failure to hold support at $2.25 could send XRP tumbling to $1.30, or worse, especially if macro risks intensify or ETF decisions are delayed past Q3.
While a collapse to sub-$1 is unlikely without a broader crypto crash, the pressure is mounting. XRP needs an ETF catalyst soon, or it risks watching momentum, and capital, shift to hungrier, faster-moving rivals.
From Ripple to rocket: Why big money is jumping ship to Remittix
Top XRP holders aren’t just diversifying for fun. They’re chasing real-world utility, and Remittix is where they’re landing. This PayFi upstart lets users instantly convert 50+ cryptos into 30+ fiat currencies, then send those funds straight to any bank account globally. No delays. No crypto know-how required on the recipient’s end.
Why wait four days and lose 7% to send $100 overseas, when Remittix gets it there in seconds? It’s the Uber of money transfers, transparent, instant, and borderless. With nearly 540 million RTX tokens sold and more than $15.4 million raised in presale at just $0.0781 per token, early adopters are piling in, sensing disruption on the horizon.
UNLOCKING! 🔥 Remittix 🔥 A 2025 MUST-HAVE!
It’s not just about speed and cost. Remittix is building for the 1.4 billion unbanked people with smartphones, offering a secure on-chain alternative to legacy systems. Just like M-Pesa transformed Kenya’s economy, Remittix could unlock a global financial revolution, without needing a bank.
Security and autonomy seal the deal. No chargebacks, no frozen funds, and no gatekeeping middlemen. For XRP holders wary of regulatory delays and centralized risks, Remittix offers something better: freedom, functionality, and the future, all in one sleek crypto wrapper.
The verdict: Remittix rises as XRP’s price predictions tread water
XRP’s future hangs on the ETF greenlight, but delays and diversifying whales signal shifting tides. Remittix, with its real-world utility, blazing-fast crypto-to-fiat transfers, and booming presale, is emerging as a serious contender.
As XRP faces resistance, Remittix offers momentum. For investors chasing growth, autonomy, and adoption, the smart money may already be on the move—and it’s heading straight for the PayFi revolution.
Discover the future of PayFi with Remittix by checking out their presale here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
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