An unconfirmed leaked investment report circulating in some crypto circles suggests that Digitap ($TAP), the provider of the world’s first “omni-bank,” might skyrocket by up to 30,000%.
Such a massive figure (equating to a 300x increase) has raised eyebrows. Still, the report’s underlying assumptions, of a reasonable market share within an estimated 1.4 billion total addressable market, are grounded in facts.
Whether or not this “leak” is authentic, it speaks to a broader sentiment: investors see Digitap as well-positioned to vastly outperform blue-chip heavyweights like Ripple (XRP) and Solana (SOL).
Inside Digitap’s App: Banking Tools Meet 100+ Crypto Tokens
Digitap’s app combines elements of traditional fiat banking services, such as sending and saving cash, with crypto features like support for over 100 tokens and staking opportunities. This positions Digitap to unlock massive user growth by targeting markets left behind by financial institutions, notably the estimated 1.4 billion adults worldwide without access to financial services.
Digitap’s platform requires only a smartphone to open a borderless account, with an optional no-KYC feature to unlock basic functionality. The leaked analyst report cites the World Bank, which estimates that among the 1.4 billion unbanked adults, 1.1 billion don’t have proper identification.
45–50M Users: A Path from $0.0194 to a 300x Outcome
The analyst report cites recent Coinbase metrics, notably 120 million monthly platform users and an approximate $86.75 billion market cap. The math implies each Coinbase user represents $723 in shareholder value.
Digitap’s presale data show the native $TAP token is currently for sale at $0.0194 with a fixed supply of 2 billion tokens. Applying a 50% discount to account for Coinbase’s maturity and growth history, Digitap would need to onboard 45.7 million monthly users (valued at $361) to justify a 300x gain in value.
The report notes Digitap’s presale has already raised more than $750,000, and a large portion of this may be allocated to a global marketing campaign. Attracting 45–50 million monthly users might seem demanding, but it is within reach and represents a small fraction of the 1.4 billion total addressable market.
XRP: Whales Distribute as $2 Support Wobbles; $3 Still Elusive
The leaked report further argues that XRP, which currently trades around $2.40, may struggle to recapture its all-time highs. On-chain data indicate ongoing whale distribution, in which large holders are cashing out part of their stake. This suggests that even positive developments, such as a potential ETF approval or partnerships with a global Tier-1 bank, could be met with selling pressure.
Unlike Digitap, which is a consumer-facing project, XRP’s usage is heavily institutional and back-end. Retail crypto users derive little direct benefit from the token’s primary use case. This is why the leaked analyst report echoes what other experts are saying: XRP’s era of explosive gains has been replaced with lower upside returns.
Many price predictions for this cycle top out at $5, which implies a 2x return. But ongoing weakness and the lack of fresh catalysts mean XRP is more likely to test and fail the $2 support level than challenge the elusive $3 resistance level.
As planned $XRP hit $2.3. Daily are closing above $2.3, which is a good sign the wick below is just about liquidation. It needs to hold the area or the bull is over and it's going back to $0.7 pic.twitter.com/6DcRgcpqhi
— Uniboy 🦄 (@0xUniboy) October 16, 2025
SOL Stability Improves, but Flows Rotate Toward Bitcoin
The analyst report gives Solana considerable credit for a stable 2025, marking a huge improvement from multiple outages in prior years, including a five-hour outage in February 2024. Renewed investor confidence pushed Solana above the crucial $220 resistance in 2025, and it looked poised to challenge the $300 level.
Solana’s sheer market size and status as a top-10 crypto by market cap will temper the likelihood of outsized returns moving forward. In fact, a Reuters report notes that in the aftermath of the Oct. 10 crypto crash, capital in altcoins (Solana included) has rotated into Bitcoin.
Still, Solana is a formidable platform and a classic turnaround story. However, SOL’s price is likely to stagnate as investors prefer exposure to Bitcoin during periods of volatility. If buyers don’t flock back and push the price above the crucial $200 level, selling momentum could drag Solana back to where it traded in the summer, around $170. Source: @MrMoBettaCrypto
Digitap’s 300x Is a Bull Case — Not the Base Case Today
Digitap’s 30,000% outcome is not a base-case estimate; rather, it is a credible bull case. Digitap’s live product and frictionless onboarding for ID-limited users don’t guarantee the analyst report’s outcome; instead, they make it analytically defensible. Digitap is one of the few crypto presales with real utility, and a 300x gain is well within the realm of reality for fintech and crypto upstarts.
XRP and SOL remain credible holdings and will continue to play a major role in the crypto ecosystem. However, both charts are flashing warning signs, so the near-term outlook is not favorable.
For many investors, this might be the buy-the-dip opportunity they had hoped for, providing a solid entry point for these tokens, which should generate stable and consistent returns over the coming years.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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