TLDR
- Software engineer Vincent Van Code argues XRP could reach $10,000 and unlock over $800 trillion in liquidity through swap mechanisms
- Ripple CEO Brad Garlinghouse predicts XRPL could handle 14% of SWIFT’s global transaction volume within five years
- Critics point out that $1,000 XRP would create a $59.91 trillion market cap, more than double gold’s total value
- XRP price shows multiple bullish technical patterns including cup-and-handle and falling wedge formations
- SEC expected to approve spot XRP ETFs this month, with approval odds nearing 100%
XRP is trading at $4 as debates intensify over whether the cryptocurrency could reach four-figure prices. The discussion centers on market cap limits and new theories about how digital assets create liquidity.
Software engineer Vincent Van Code made waves by suggesting XRP could hit $10,000 per token. He claims this price level would unlock more than $800 trillion in liquidity. His argument differs from traditional market cap analysis.
Van Code explains that XRP functions as a bridge token for swaps rather than an asset that needs full conversion to fiat currency. He compares the process to logarithmic decay. According to his theory, market mechanics could expand usable liquidity without requiring one-to-one conversion into existing money supplies.
The math behind traditional valuations tells a different story. With nearly 60 billion XRP in circulation, a $1,000 price would create a market cap of approximately $59.91 trillion. This figure exceeds twice the value of all gold on earth.
Look at this! $XRP Haters won’t like this 💁
Garlinghouse says XRP could capture 14% of SWIFT’s global volume within 5 years.
That’s trillions in institutional flow running through XRP Ledger.
We're not talking about speculation.
We're talking about a shift in global financial… pic.twitter.com/VLztyVP6nU— X Finance Bull (@Xfinancebull) October 1, 2025
Ripple CEO Brad Garlinghouse offered more conservative predictions at the XRPL Apex event in Singapore earlier this year. He focused on adoption targets rather than price speculation. Garlinghouse estimated the XRP Ledger could process about 14% of SWIFT’s global transaction volume within five years.
Technical Patterns Signal Potential Movement
The XRP chart displays several bullish formations on the daily timeframe. The token recently bottomed at a key pivot point on the Murrey Math Lines tool. Cryptocurrencies often rebound from this technical level.
XRP has climbed above its 50-day Exponential Moving Average. This move indicates buyers have gained control. The price has risen about 12.17% since hitting its recent low.
A falling wedge pattern appears on the chart, marked by two downward-sloping lines moving closer together. These trendlines are approaching their meeting point. This setup typically precedes a breakout.
The token is currently in the handle section of a cup-and-handle pattern. This formation usually leads to price increases. A bullish flag pattern has also formed on the chart.
ETF Approval Expected This Month
The SEC is in final stages of reviewing multiple XRP ETF applications. Companies including Franklin Templeton, Invesco, and BitWise have filed for spot XRP funds. The approval odds have climbed near 100% after the SEC launched generic listing standards.
A successful ETF launch would bring institutional money into XRP. American investors view top cryptocurrencies as liquid alternative assets. The XRPR ETF has already attracted over $77.6 million in assets since launch.
Debate Over Liquidity Control
Critics question whether governments would allow a neutral digital token to control liquidity. Central banks manage money supply through quantitative easing and tightening. The M2 money supply continues growing in many countries.
Skeptics note that Van Code’s theory requires widespread adoption and guaranteed counterparty trust. These conditions remain difficult to achieve in practice.
XRP currently has a market cap of $181 billion. Technical analysts watching the patterns suggest a move to the year-to-date high of $3.6 could happen first. A jump to $5 would represent a 65% increase from current levels.
