A fast-moving new DeFi crypto priced at just $0.035 is now drawing comparisons to Solana’s early 2021 breakout. With Phase 6 of the offering already 95% closed, demand is accelerating far faster than most investors expected. Many now believe this could be one of the most dramatic early-stage surges heading into 2026 — and the remaining allocation is shrinking by the hour.
Presale Movement and Expanding Community
Mutuum Finance (MUTM) has progressed through its offering stages at a speed rarely seen in the DeFi sector. The token first opened at $0.01, and after steady increases in participation, MUTM now trades at $0.035, marking a 250% rise while still in development.
The project has already raised over $19M, and its community has grown to more than 18,200 holders. Out of the total 4B token supply, 1.82B tokens were allocated to the presale. More than 800M have already been sold across earlier phases. Phase 6 — the final stage before the token moves closer to its $0.06 launch price — is now 95% complete, and new buyers are entering faster as awareness spreads.
Mutuum Finance also supports direct card payments, giving newcomers simplified access. The platform’s 24-hour leaderboard rewards the top daily contributor with $500 in MUTM, which has kept participation high and helped draw more users each day.
The presale’s pace, combined with growing global interest, mirrors the early acceleration that Solana experienced before its first major explosive rally — a comparison many analysts and investors have begun to highlight.
What Mutuum Finance Is Building
Mutuum Finance is creating a decentralized lending and borrowing protocol built around a dual-market lending structure. This design allows the system to support different borrowing preferences while keeping risk managed through strict collateral and liquidation rules.
The platform issues mtTokens to users who supply assets. These mtTokens increase in value as borrowers repay interest, giving suppliers predictable yield tied to actual protocol activity. This positions Mutuum Finance as a utility-driven DeFi project rather than a speculative token.
Mutuum Finance also uses a strategic buy-and-distribute mechanism. A portion of protocol revenue buys MUTM on the open market. MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This structure creates natural buying pressure and reinforces long-term token value.
Security has been a major focus. The project completed a CertiK audit, receiving a strong 90/100 Token Scan score, while Halborn Security is conducting additional review of the lending contracts. This level of auditing is rare for early-stage tokens and adds credibility as the platform approaches live testing.
Why Investors Are Comparing MUTM to Early Solana
The rise of Mutuum Finance has been compared to the early stages of Solana’s breakout for several reasons. Both projects demonstrated strong momentum before their first major product release. Solana attracted early adopters by delivering a functional product when many competitors had only whitepapers. Mutuum Finance is showing the same pattern with its V1 release approaching and code already finalized for security review.
Investors also note similarities in participation speed. Solana’s early 2021 wave was driven by rapid accumulation as demand began exceeding expectations. MUTM’s Phase 6 movement — passing 95% allocation with only a small amount left at $0.035 — mirrors that speed.
Because of these early indicators, analysts project that MUTM could enter its launch cycle with strong price momentum. Several forecasts place the post-launch target in the $0.35 to $0.50 range, depending on user adoption and overall DeFi conditions. From the current price of $0.035, this represents a potential multi-X increase if the project continues advancing at its current pace.
V1 Launch, Shrinking Supply and Whale Accumulation
Mutuum Finance confirmed via its official X account that V1 will launch on the Sepolia Testnet in Q4 2025. This first release includes the liquidity pool, mtTokens, the liquidation bot and ETH/USDT support. V1 will provide the first chance for users to interact with the lending system before the mainnet rollout.
Phase 6 is now moving rapidly toward a full sell-out. The remaining tokens under $0.04 are becoming increasingly scarce. A recent $115K whale purchase also pushed allocation closer to completion. When large investors accumulate at this late stage, it often signals strong confidence in upcoming development milestones.
Several community members and early investors believe this period — just ahead of the V1 launch — may represent one of the final opportunities to secure MUTM at the current price level.
With allocation tightening, development advancing and interest increasing across both retail and whale groups, Mutuum Finance is emerging as one of the top crypto candidates with early momentum similar to Solana’s initial growth phase.
Mutuum Finance has entered a rare phase of rapid accumulation, hitting 250% growth, raising over $19M, expanding to thousands of holders and pushing Phase 6 to 95% completion. With strong DeFi utility, major security reviews, an upcoming V1 release and increasing investor rotation, the project is gaining traction at a speed few early-stage tokens achieve.
Once demand continues rising at the current pace, the remaining $0.035 allocation may not last much longer — and the next crypto stage of Mutuum Finance’s journey could arrive sooner than expected.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
