Ethereum’s (ETH) price has been steadily climbing since bottoming near $2,800 in mid-December. After recapturing the $3,000 level, investors are now eyeing a return to $3,500 in the coming cycle.
However, seasoned crypto investors understand that the biggest gains often come from crypto presale projects rather than established giants. One such newcomer is Digitap ($TAP), a top altcoin to buy given its vision of transforming how consumers bank and transact.
Digitap’s rock-bottom valuation, coupled with very favorable tokenomics, makes the case for Digitap to outperform Ethereum’s expected gains by a wide margin.
Digitap Targets 1.4 Billion Unbanked With Its App
Digitap is positioning itself as an “omni-bank,” meaning it is a unified platform blending traditional banking with crypto. The banking app is already live on iOS and Android devices and allows users to manage everyday fiat and crypto banking needs in one place.
Key features include the ability to open more than a dozen offshore foreign-currency fiat bank accounts, send global money transfers in seconds, and hold more than 100 cryptocurrencies.
Digitap recently partnered with Visa to power its prepaid debit card network. Users can preload their card with crypto, and the app automatically sells the required amount of crypto at the time of purchase, making crypto spendable in real-world settings.
An optional no-KYC signup process provides basic features to users who do not wish or are unable to submit identification. Estimates suggest there are approximately 1.4 billion unbanked people worldwide, many of whom live in countries where access to identification is limited. Digitap could help these underserved populations join the global financial system.
Digitap’s $TAP Structure Underpins Its Best Crypto to buy Case
Digitap’s crypto presale of its native $TAP token kicked off in late summer during the peak of the bull market. Even during periods of market volatility and heavy selling pressure, Digitap proved to be a top crypto to buy.
Digitap’s presale is structured in stages, with the price of $TAP programmed to increase after each round is complete. The first round priced $TAP at $0.0125, and it has since risen to its current offer price of $0.041.
Savvy investors who viewed Digitap as an altcoin hedge during the market selloff were able to protect their portfolios. Digitap’s 228% paper gain helped offset what could have been much larger losses across the broader crypto market.
Digitap’s tokenomics are also designed for long-term price appreciation. With a fixed cap of 2 billion $TAP, the team allocates 50% of platform profits toward buying back and burning $TAP on the open market. As Digitap’s business scales globally, each Visa card swipe or money transfer contributes to reducing the circulating token supply.
How Digitap’s User Math Points To A $1.50+ $TAP Scenario
Coinbase, the largest U.S. crypto exchange and a proxy for user adoption, serves as a useful benchmark for evaluating Digitap’s price potential. Coinbase has around 9 million monthly transacting users and a market capitalization of roughly $64 billion.
This implies each user is valued by the market at approximately $7,000. Digitap, as a young crypto presale project, would likely trade at a 50% discount, or about $3,500 per user. Given a total addressable market exceeding one billion users, assume Digitap eventually reaches 10% of Coinbase’s scale.
Even at just 900,000 users, this framework implies a valuation of $3.15 billion, or $1.575 per $TAP token. This estimate does not include upside from deflationary tokenomics, suggesting the potential for an even higher valuation.
This scenario remains conservative, as Digitap offers a broader suite of banking and financial services than Coinbase.
Source: @DigiTap_app
Why ETH Offers Steadier But Lower Gains From Here
Ethereum’s recent reclaim of the $3,000 level on strong volume, combined with solid on-chain metrics, supports the case for a move toward $3,500 in 2026. Notably, total value locked across decentralized finance remains steady near $75 billion, signaling sustained user demand, making it a top altcoin to buy for some investors.
Ethereum’s price could also benefit from growing interest among treasury-focused companies accumulating ETH. For example, Tom Lee’s BitMine has outlined a goal of acquiring 5% of Ethereum’s total token supply.
Lee has suggested ETH could reach $250,000, although this projection appears aggressive. Even a move to $5,000, which would mark a new all-time high, represents a gain of roughly 60%. Achieving that level could take some time, given Ethereum’s annual growth rate of approximately 28%.
Source: @sk_sahil24
Digitap’s Early Stage Could Outrun Ethereum’s Next Leg
Ethereum’s position as the second-largest cryptocurrency by market capitalization makes it a mature asset capable of delivering steadier, but potentially lower, returns. ETH could reach new highs over the next two to three years, while crypto presale projects like Digitap offer more asymmetric upside.
Digitap is a bargain altcoin to buy as it currently trades near the ground floor of what could become a meaningful shift in digital banking. By targeting a market of more than one billion users, Digitap is a product-driven venture with a live app and deflationary tokenomics designed for long-term growth.
Essentially, $TAP is a highly desired crypto to buy because it offers what Ethereum once did: exposure to an early-stage growth story powered by the potential for mainstream adoption of a new financial platform.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
