TLDR
- Circle has officially launched the USDC stablecoin on the XRP Ledger mainnet.
- The integration allows users to access USDC liquidity directly on the XRP Ledger without using bridges.
- Circle Mint and Circle APIs now support USDC transactions on the XRP Ledger for businesses and developers.
- Developers can test USDC-based applications using Circle’s Faucet on the XRP Ledger testnet.
- The XRP Ledger now hosts multiple fiat-backed stablecoins including XSGD, EURØP, RLUSD, and USDB.
Circle has officially deployed its stablecoin USDC on the XRP Ledger (XRPL), significantly enhancing the blockchain’s DeFi utility. This integration enables direct access to USDC liquidity on the XRPL mainnet without relying on external bridges. It marks a strategic expansion in blockchain-based payments and stablecoin utility for global users.
USDC Now Live Directly on XRP Ledger
The XRP Ledger now supports USDC through Circle Mint and Circle APIs, creating a direct fiat-to-USDC experience. Developers, institutions, and businesses can use this support to access stablecoin liquidity without bridge services. This ensures faster, more cost-effective settlement and reduces risks tied to cross-chain interactions.
USDC’s integration enhances the XRP Ledger’s capacity to support real-time transactions and borderless remittances. It also benefits on-ramps and off-ramps, linking fiat currencies to USDC with minimal friction. Circle APIs simplify how businesses deploy financial services using stable digital currencies on XRPL.
Circle has launched a Faucet for developers to test USDC-based products on the XRP Ledger testnet. This helps teams simulate real-world use cases in a secure environment. It promotes the innovation of financial applications built on stablecoin utility and XRPL infrastructure.
XRPL Gains Traction in Global Finance
Besides USDC, the XRP Ledger now hosts several fiat-backed stablecoins including XSGD, EURØP, RLUSD, and USDB. These assets allow developers to serve regional financial needs across Asia, Europe, North America, and Latin America. Their availability enhances XRPL’s appeal as a multi-currency, compliance-ready network.
The increased diversity of stablecoins improves liquidity and access for institutions and platforms using the XRP Ledger. With low fees and fast settlement, XRPL becomes more competitive in delivering scalable DeFi solutions. These advantages are crucial for exchanges and platforms requiring efficient tokenized assets.
USDC is now live on the XRP Ledger (@RippleXDev)!
With the launch of native @USDC on the XRPL, developers, institutions, and users gain the support of the world’s largest regulated stablecoin.
✅ Enterprise B2B payments: Use USDC for global money movement and improve capital… pic.twitter.com/WjXr7ui2Kp
— Circle (@circle) June 12, 2025
Circle’s addition of USDC positions XRPL to attract financial service providers focusing on global remittances and liquidity provisioning. Each stablecoin operates natively on XRPL, eliminating cross-chain delays. This gives financial services seamless access to regulated assets within a compliant blockchain ecosystem.
XRPL Eyes Institutional Scale with Compliance Tools
Developers continue to enhance the XRP Ledger with new compliance tools to meet institutional and regulatory needs. Features like Permissioned Domains and Multi-Purpose Tokens support tokenized financial instruments and business workflows. These developments align with Circle’s regulatory-first approach and infrastructure readiness.
Ripple leadership projects the XRP Ledger could process a significant share of global transactions in coming years. This underscores its readiness to serve large-scale financial use cases previously handled by traditional systems. XRPL’s speed and reliability play a major role in this growth outlook.
