TLDR
- Bitget launches BGUSD, a yield-bearing stable asset certificate backed by real-world assets including US Treasury products
- BGUSD offers 4% annual yield with 5% promotional rate for first 30 days, redeemable 1:1 for USDC
- The asset is backed by tokenized money market funds and US Treasury products through partnerships with providers like Superstate
- Users can use BGUSD across Bitget’s ecosystem including lending, futures margin, and staking pools
- Instant redemptions available from reserve pool or standard 3-day settlement with 0.1% fees
Bitget has launched BGUSD, a new yield-bearing stable asset certificate that combines cryptocurrency accessibility with traditional finance backing. The product went live on May 27, 2025, targeting users seeking passive income through real-world asset exposure.
BGUSD maintains a 1:1 redemption ratio with USDC and can be purchased using either USDC or USDT. The asset provides holders with an annualized yield starting at 4%, with daily credit to spot accounts based on minimum daily balances.
For the first 30 days after launch, Bitget is offering a promotional annual percentage yield of 5%. This introductory rate aims to attract early adopters to the new product offering.
The yield generation comes from a diversified portfolio of tier 1 tokenized real-world assets. These include high-grade money market funds and tokenized US Treasury products sourced through institutional partnerships.
Bitget has partnered with multiple tokenization service providers to support the asset structure. One key partnership involves Superstate and their tokenized treasury fund USTB, which contributes to the underlying asset basket.
Real-World Asset Integration
The BGUSD structure represents Bitget’s entry into the real-world asset tokenization space. The exchange positions this as bridging traditional finance stability with cryptocurrency innovation and transparency.
Users maintain full liquidity through two redemption options available on the platform. Instant redemptions are fulfilled from Bitget’s reserve pool for immediate access to funds.
Standard redemptions follow a traditional settlement process within three business days. Both subscription and redemption processes carry a fixed fee of 0.1%.
The asset integrates fully with Bitget’s existing ecosystem and trading infrastructure. Users can deploy BGUSD as collateral for lending activities and futures margin requirements.
BGUSD also supports participation in Bitget’s Launchpool and PoolX staking programs. This multi-utility approach allows users to maximize capital efficiency across platform features.
Platform Integration and Usage
CEO Gracy Chen stated the launch addresses needs across crypto-native users, institutional clients, and traditional finance participants. The product aims to deliver portfolio growth through stable, risk-adjusted returns.
The underlying asset allocation follows a disciplined approach to minimize concentration risk. Bitget manages this through self-directed allocation strategies and partnerships with established financial institutions.
The tokenized treasury component provides exposure to US government debt securities through on-chain accessibility. This structure maintains the stability associated with government-backed instruments while enabling cryptocurrency-style trading and transfers.
Users can access BGUSD through Bitget’s standard trading interface and wealth management tools. The asset appears alongside other cryptocurrency holdings in user portfolios with real-time yield tracking.
The launch represents Bitget’s expansion beyond traditional cryptocurrency exchange services into yield-bearing financial products. The exchange serves over 100 million users across 150+ countries and regions globally.
