TLDR
- Gate adds Malta PSD2 license, widening EU payment rails beyond crypto.
- PSD2 + MiCA gives Gate dual EU approvals for compliant fiat-crypto flows.
- Passporting rights extend Gate’s reach into more EU markets fast.
- Gate can support euro transfers, direct debits, and account services under PSD2.
- PSD2 sets the base for new stablecoin and payments products across Europe.
Gate expanded its European presence after securing a PSD2 license in Malta, which strengthens its regulated position across the EU. The approval enhances its existing MiCA authorization and supports a broader push into compliant payment services. The company now holds both crypto and PSD2 permissions, and this combination widens its operational scope under EU rules.
Payments Authorization Expands EU Reach
Gate gained the PSD2 approval through its Malta entity, and the license now allows regulated payment activity across the bloc. The authorization enables payment account operations, and it covers key functions required for euro and stablecoin transfers. The PSD2 license also unlocks passporting rights, and this feature extends Gate’s footprint into additional EU markets.
Gate paired the new PSD2 license with its MiCA approval, building a stronger compliance structure for its European plans. The firm now prepares to integrate payment flows, and it aims to connect fiat rails with digital assets. The PSD2 framework supports these efforts, and it ensures uniform supervision across member states.
Gate can now execute payments, and it can facilitate credit transfers and direct debits under PSD2 rules. The authorization also allows account-related operations, and it provides a wider legal basis for transaction services. The PSD2 approval therefore gives Gate a regulated route into EU payment infrastructure.
EU Licensing Strengthens Gate’s Operating Framework
Gate received a MiCA license to operate exchange and custody services within the EU. The PSD2 license now expands its service mix, and it strengthens alignment with Europe’s financial rules. This dual structure also supports future products, and it places the firm within the region’s regulated payment system.
The company continues its global compliance program, and it maintains regulated positions in several major markets. Malta remains a strategic hub, and it offers a clear framework for both MiCA and PSD2 activity. This environment supports Gate’s plan, and it reinforces its pursuit of unified Web3 and fiat infrastructure.
Gate expects broader payment capabilities, and PSD2 authorization accelerates this direction. The approval enhances trust in its operational model, and it supports wider institutional adoption. Additionally, the PSD2 segment provides a foundation for new account services across European jurisdictions.
Regulatory Momentum Shapes European Crypto Payments
More exchanges seek PSD2 approvals, and Gate joins this expanding regulatory trend within Europe. The move aligns with MiCA requirements, and it reflects rising demand for compliant stablecoin payment solutions. The PSD2 structure ensures supervision, and it enables firms to operate within established financial rules.
Competitors recently secured similar licenses and this shift highlights the sector’s transition toward unified EU standards. Gate’s entry strengthens this pattern, and it confirms wider adoption of regulated payment frameworks. The PSD2 pathway now acts as a core requirement for crypto platforms offering payment activity.
Gate has not detailed its first payment products, and rollout timelines remain undisclosed. However, the PSD2 license now sets the foundation, and it gives the firm an expanded regulatory perimeter. This development positions Gate for further growth, and it supports its long-term European strategy.





