Polymarket has finally launched in the US, and this is the clearest sign that this cycle is different. The leading cryptos to buy now are products that can pull new users on-chain. Prediction markets are a classic example of this, and another sector of crypto is gathering attention rapidly.
PayFi products that wire crypto into everyday money are becoming increasingly popular, and Digitap ($TAP), a crypto presale, is emerging as one of the most interesting altcoins to buy this year for investors who believe stablecoins and crypto rails will disrupt traditional payments.
All the action is happening on the application layer in 2025, and the leading altcoins to buy all offer interesting products to a new group of users. As PolyMarket introduces sports betters to on-chain markets, Digitap is building a new banking surface.
Crypto is finally starting to build concrete things for real people, and markets look primed to get very exciting in 2026.
Polymarket’s U.S. Launch and the New Adoption Race
Polymarket’s approval to operate a U.S. app under the CFTC’s umbrella marks a real direction shift and the start of a massive acceleration period for prediction markets. For years, the Polymarket’s value proposition has been clear, especially after the most recent presidential election. But U.S. users were locked out—but that’s all changed.
Now Polymarket has launched a mobile-first app specifically for U.S. users. They are tapping into a huge audience that already understands sports betting, and all these users are transacting on-chain, and they might not even own a crypto wallet. Thanks to Polymarket abstracting complexity away and letting anyone anywhere express their views on politics, economics, and culture with a financial incentive.
This is the new age of crypto. A clear, understandable product that uses crypto under the hood. While Polymarket doesn’t have a token yet, when it launches, it will likely become one of the best altcoins to buy given its massive user base.
Inside Digitap’s Global Money Omni-Bank: 2025’s Best Crypto Presale?
Digitap is another of these next-gen products that uses crypto in the background while delivering a useful service to real users. It starts with money. The core idea is simple: one account where fiat, stablecoins, and crypto coexist, all visible and usable in a single, bank-grade interface.
And as more value comes on-chain, the value of products that allow users to seamlessly swap between systems should grow massively. The app is live today on iOS and Android, supporting more than 20 local fiat currencies and over 100 cryptocurrencies across multiple chains. Users can move money anywhere in real time thanks to the multi-rail design, which integrates public blockchains and legacy systems such as SWIFT, SEPA, ACH, and Faster Payments.
The key point is that Digitap lets users access the upside of crypto without having to understand it. While also offering services designed for crypto natives. Ordinary users can now send money globally much faster and much cheaper, while crypto users can spend their on-chain balances in the real economy thanks to the Visa card.
For underbanked users, the app can function as a primary banking platform, bypassing slow local banks and predatory fees. That is why the Digitap crypto presale has already attracted more than $2.2 million. Its product-first approach has worked, and with the current price of $0.0361 set to increase in less than a week, the race is on to acquire $TAP at its lowest point.
Polymarket vs. Digitap: Two Paths to Mainstream Crypto
Polymarket and Digitap are not competitors—instead, they are both part of the new generation of applications expanding crypto’s user base. Polymarket’s strength is its ability to allow speculation on any opinion. Digitap’s strength is the upgrades it offers to financial plumbing, allowing money to move in real time.
While Polymarket has no token currently, it will be one of the interesting altcoins to buy when it goes live. Digitap’s crypto presale does have a token, and it could be the best crypto to buy now for anyone who believes crypto rails will disrupt traditional banking next year.
If Digitap can capture even 1% of the massive remittance and global payments market, paired with the fact that it dedicates 50% of platform profits to token burns and staking payouts, it could easily be one of the best altcoins to buy in 2025. Crypto is changing, and the new generation is coming; Polymarket is crushing prediction markets, and Digitap is crushing banking.
