TLDR
- Serbia has announced plans to implement a system that monitors cryptocurrency and stablecoin transactions in real time.
- The new platform will allow authorities to track wallet activity and quickly detect suspicious transactions involving Serbian residents.
- The system must cover ten major cryptocurrencies and stablecoins including Bitcoin, Ethereum, Tether, and USD Coin.
- Serbian regulators aim to send identity requests for wallet owners within minutes of detecting unusual blockchain activity.
- The move is part of Serbia’s broader effort to enhance financial oversight and reduce the risks of money laundering and terrorism financing.
Serbia plans to tighten oversight of cryptocurrency trading through a new monitoring system that targets suspicious blockchain activity. The country’s financial watchdog has launched a tender for advanced software that can track digital asset flows in real time. Authorities aim to flag transactions and link wallets to Serbian users swiftly.
Serbia’s Government to Increase Crypto Supervision
Serbia’s financial intelligence unit has initiated steps to strengthen control over crypto transactions involving its residents. The Administration for the Prevention of Money Laundering (APML) released a public tender seeking a blockchain tracking platform. This move follows the growing use of cryptocurrencies among the Serbian population.
The tender outlines the requirements for real-time blockchain surveillance to detect high-risk or suspicious activities automatically. The platform must identify Serbian-based users and quickly alert analysts within government institutions. It must also enable authorities to send official requests for wallet identities within five minutes.
According to APML documentation, the solution must use open blockchain data, network activity, and analytics to ensure fast detection. The agency expects the system to provide comprehensive surveillance across several major cryptocurrencies and stablecoins. Serbia continues aligning with global anti-money laundering and counter-terrorism finance standards.
System to Monitor Leading Cryptocurrencies
Serbia’s financial body confirmed the platform must support tracking of ten high-volume cryptocurrencies, including Bitcoin and Ethereum. The list also includes Binance Coin (BNB), Solana (SOL), and Dogecoin (DOGE), which remain popular in Serbia’s crypto market. These coins account for a large share of global trading activity.
The system must detect patterns linked to money laundering or illicit fund movement on these networks. Serbia’s regulators intend to continuously analyze transaction flows and wallet histories across these blockchains. Once a suspicious transaction is identified, officials should receive an immediate alert.
Authorities emphasized the need for quick response capabilities and wallet owner identification. The Serbian government expects the tool to enable instant tracing of domestic crypto involvement. This mechanism aims to help Serbia mitigate financial crime risks associated with virtual currencies.
Stablecoins Also Under Watch
The platform must also monitor stablecoins, which are pegged to fiat currencies and widely used in digital payments. Serbia listed Tether (USDT), USD Coin (USDC), and First Digital USD (FDUSD) in the tender documents. These tokens are commonly used to transfer funds outside of traditional banking systems.
Serbia views stablecoins as potential channels for untraceable financial activity if left unregulated. As a result, the system must track these assets in the same manner as other cryptocurrencies. The platform must also support real-time alerts and identity request processes for these digital assets.
The tender remains open until November 10, 2025, allowing vendors sufficient time to propose a comprehensive solution. The Serbian Ministry of Finance leads the initiative through its Anti-Money Laundering Office. This step reinforces Serbia’s growing effort to regulate the digital economy effectively.
Serbia recognizes cryptocurrency trading as a legal and regulated activity under its Law on Digital Assets, which has been effective since 2021. The legislation categorizes digital assets into virtual currencies and digital tokens, establishing a regulatory framework. It also assigns oversight duties to the National Bank of Serbia and the Securities Commission.
Service providers, including exchanges and wallet platforms, are required to obtain licenses from Serbian regulators. Serbia enforces minimum capital standards and compliance reporting, enhancing market safety and stability. Tax authorities treat crypto income as capital gains, applying a 15% tax rate.
