Shiba Inu once delivered some of the most dramatic gains in the market, but early buyers now appear to be rotating into a new DeFi project that is approaching a crucial point. With Phase 6 now at 97% completion, interest in Mutuum Finance (MUTM) has surged as the token closes in on the final stage at its current price. Analysts watching top crypto trends say this could be one of the last moments before demand pushes the project into its next phase.
Shiba Inu (SHIB)
Shiba Inu became a global sensation when it surged from near-zero levels into a multi-billion-dollar asset. Its rise placed SHIB among the top meme coins, and early buyers saw massive returns in a short period. At its peak, SHIB reached a market cap so large that it competed with some of the biggest assets in the space.
But with a high market cap also comes limitations. Analysts say SHIB can still move with the broader market, but the possibility of repeating its early explosive run grows smaller each cycle. It now requires billions in new inflows to create meaningful price movement. This makes SHIB less attractive to investors searching for early entries with high upside. Many SHIB early buyers are now looking for new crypto projects with stronger growth potential and more utility. This is where Mutuum Finance enters the picture.
Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is building a decentralized lending protocol built around real on-chain activity. The platform allows users to lend and borrow assets with dynamic rates tied to liquidity. When users supply assets like ETH or USDT, they receive mtTokens that grow in value as borrowers repay interest. This creates real APY based on actual usage.
Mutuum Finance began its presale at $0.01 in early 2025. The token now trades at $0.035, marking a 250% increase before the first version even launches. The project has raised $19.1 million and attracted more than 18,300 holders.
Over 810 million tokens have already been purchased out of the 1.82 billion tokens allocated for early supporters. With Phase 6 now 97% complete, analysts say the project is nearing one of the most important moments in its early growth cycle.
SHIB vs MUTM: Clear Contrast
To understand why SHIB holders are rotating into MUTM, analysts compare their future price potential. For Shiba Inu, most projections remain modest. Analysts say SHIB could rise 10% to 20% in the next cycle, but it is unlikely to repeat its early explosion. The large market cap limits how fast the token can grow, and the lack of strong utility beyond community value holds it back in the long run.
Mutuum Finance, however, sits in a very different position. With a current price of $0.035 and a launch price set at $0.06, early buyers already expect possible growth once the token lists. Analysts studying early DeFi platforms say MUTM could rise 500% to 900% after its V1 protocol is active. Some long-term models even show a possible 10x path if stablecoin expansion, layer-2 deployment, and borrowing volume grow as expected.
The contrast is clear. A $1,000 investment in SHIB may see small gains. A $1,000 entry into MUTM at $0.035 could scale much faster as long as early forecasts prove accurate. This difference in potential upside is one of the main reasons early SHIB buyers are now moving toward Mutuum Finance.
Long-Term Potential
Analysts highlight several reasons why MUTM has become a favored choice among early SHIB buyers. The lending system uses real activity to create yield. mtTokens grow with borrower interest, giving the platform natural revenue. The buy-and-distribute model uses protocol earnings to buy MUTM from the open market and redistribute tokens to mtToken stakers. This creates a long-term cycle of buying pressure.
Mutuum Finance is also preparing a USD-pegged stablecoin backed by borrower interest. Stablecoins often become a core tool in DeFi ecosystems and help expand borrowing markets.
The project plans to deploy across multiple layer-2 networks where activity is high and fees are low. Analysts say these expansions increase user reach and strengthen liquidity, which can support price growth after launch. Together, these factors give Mutuum Finance the kind of foundation that many early-stage investors look for when searching for the best crypto to buy now.
Closing Outlook
Shiba Inu changed the market once, but its growth potential is now limited by its large size. Mutuum Finance, however, is in a much earlier position, with real utility, audited contracts, rising community interest, and a confirmed V1 launch.
With Phase 6 at 97% completion, only a small portion of the supply remains at $0.035. Analysts say this stage may close far sooner than expected as more SHIB early buyers rotate into MUTM. For traders watching top crypto opportunities before the next cycle, this may be one of the final chances to enter before the next price increase arrives.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
