The bullish sentiment that dominated crypto markets for most of 2025 may have slowed down a bit after the market crash on October 10th. However, the market is now showing signs of stabilizing, and new catalysts have emerged to support a recovery through the end of the year.
While mainstream attention is focused on large-cap tokens like Ethereum (ETH) and Dogecoin (DOGE), savvy investors remain unfazed, with their eyes on a low-priced altcoin called Digitap ($TAP). Digitap is the name behind the world’s first “omni-bank” app that could deliver far greater returns.
Digitap is described by some as the future-of-finance platform that merges traditional banking with blockchain. This is driving a lot of attention for its native $TAP token at a ground-floor price, making it one of the best cryptos to buy right now.
Ethereum Holds $4K — How To Weigh A $10K Year-End Case Now
Ethereum, the second-largest cryptocurrency by market cap, peaked at $4,953 in late August. Currently trading at around $4,000, the token has shown resilience at an important support level.
On several occasions over the past week, buyers rushed to buy Ethereum near $4,000, indicating this is a near-term floor price. Ethereum’s average fourth-quarter return of around 21% is giving investors confidence that, despite shaky sentiment right now, there is a path to move higher and reclaim its all-time highs.
Meanwhile, prominent crypto bull Tom Lee doubled down on a bold Ethereum price target of $10,000 by the end of the year on the Bankless podcast. Arthur Hayes, the co-founder and former CEO of BitMEX, was also a guest on the podcast and described Ethereum as the decentralized equivalent of Nvidia or Amazon’s AWS cloud business.
$200–$250k BTC and $10–$12k ETH by year-end?
Tom Lee ( @fundstrat ) and Arthur Hayes ( @CryptoHayes ) share their price predictions, and why they think ETH could do a 2.5x in just 2 months.
2 Legends. Same ballpark. Are we ready for these levels by Dec 31? 👀 pic.twitter.com/DaMuzO2LdE
— Bankless (@BanklessHQ) October 14, 2025
Essentially, Ethereum is the “compute reference asset,” according to Hayes.
At $10,000, Ethereum would be valued at around $1.2 trillion, which seems reasonable given its role in the crypto world. However, this might prove to be its peak, as the case for further upside is hard to justify. As such, the best-case scenario is that Ethereum investors make 2.5x and then will likely have to settle for stock-market-like annual returns of 10% to 15%.
Dogecoin Eyes $1 — How To Weigh Catalysts And Risks Now
Dogecoin, the most famous memecoin, has surprised many investors as it remains a top-10 crypto by market cap. Currently ranked #8 with a valuation of $30 billion, it has significant catching up to do to overtake the No. 7 token, stablecoin provider Circle, which has a $76 billion valuation.
Dogecoin’s price is up more than 70% over the past year, partly due to its loyal community and to increasing real-world usage. For example, Tesla and PayPal now facilitate Dogecoin transactions. But is this enough to push DOGE back to exceed its 2021 peak just below $0.75?
Pushing Dogecoin to the long-elusive $1 milestone is a target many hold on to with an unlikely ally: Wall Street.
House of Doge, the commercial arm of the Dogecoin Foundation, secured a Nasdaq listing through a reverse merger with Brag House and now trades under the ticker TBH. According to a press release, a Nasdaq listing will “create value for institutional and retail investors alike while supporting the broader Dogecoin community.”
A move to $1 would represent a roughly 5x gain from here. This could be a realistic outcome should other catalysts play out as expected. Most notably, the U.S. government shutdown has paused the U.S. Securities and Exchange Commission’s approval of a major Dogecoin ETF that would further expand the memecoin’s presence on Wall Street.
Never thought I’d see $DOGE making a move like this, @houseofdoge heading to NASDAQ through its merger with Brag House is a big deal.
It’s not just about going public, it’s about setting up real payment rails, merchant access, & treasury structure for Dogecoin’s next chapter. pic.twitter.com/xJDsxlR6UH
— TEE (@tiabasi_effiong) October 15, 2025
Inside Digitap’s App: Banking And Crypto In One Place
Digitap is the emerging altcoin that smart investors are eyeing as a better risk-reward play. Digitap’s live app lets users manage their fiat and crypto holdings within one account. It offers features like offshore multi-currency IBAN accounts, instant crypto-to-fiat swaps, and a Visa-branded physical and virtual card that is accepted worldwide.
Digitap aims to do for banking and payments what Ethereum did for decentralized apps: bring real financial utility onto blockchain rails for a global user base. Part of the investment narrative is that potential investors can test the app and its services before investing a penny.
The native $TAP token is running hot in Digitap’s presale round. Currently priced at $0.0194 and poised to rise to $0.0268 in the next stage, the hidden gem boasts massive upside potential. The question is: can a 100x price return be justified?
User-Value Math: What 15.2M Users Would Mean For $TAP
Coinbase (not a direct rival but a fair comparison) is valued at $86.75 billion and boasts roughly 120 million monthly platform users. This implies each user is worth $723 in value.
Digitap’s market cap is just shy of $55 million today (based on 2 billion fixed supply), so a 100x would imply a $5.5 billion valuation. We would need to apply a discount to Coinbase’s numbers to account for its global dominance, making each Digitap user worth $361. The math implies Digitap needs to attract 15.2 million monthly platform users to justify a 100x gain.
This numbers-based approach also shows that Digitap doesn’t require Coinbase-level scale to generate outsized returns. Digitap has many monetization opportunities in its app (FX/routing, card economics, payments, swaps, etc.), so a 100x scenario becomes a realistic outcome based on conservative, discounted benchmarks.
ETH And DOGE May Rise, But Small Caps Offer Bigger Upside
Ethereum and Dogecoin’s impressive runs toward new highs would reward investors with decent gains. In percentage terms, Ethereum’s charge to $10,000 and Dogecoin’s run to $1 are dwarfed by what a successful, small-cap project like Digitap can offer.
By bringing real utility to blockchain banking and starting from a rock-bottom price, Digitap offers a chance at outsized returns based on reasonable and straightforward calculations. Ethereum and Dogecoin have already delivered more than 100x to investors, and Digitap is likely to do the same if it can hit an aggressive adoption curve.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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