Solana just crashed below $100. But Digitap ($TAP) has just soared past $5 million raised in its crypto presale. Investors need to prepare for 2026—a year where majors will drastically underperform newer, leaner, and more value-packed small caps.
SOL falling below $100, ETH looking like it wants to trade below $2,000, and SUI trading close to $1 are clear signs that the layer 1 premium is compressing aggressively. Investors are sick of bloated valuations, and while these were among the best altcoins to buy in 2021, this year is shaping up very differently.
The Digitap presale is climbing because in a bear market, real products with real users and value capture always thrive. The best cryptos to buy now are not legacy infrastructure tokens, but small fintech-style applications. In the easy money era, layer 1s were king; in this market, execution is all that matters.
Already up 273% since opening its presale and climbing. Here is what investors need to know about $TAP.
Solana (SOL): Bear Market Hits Retail’s Favorite Chain
While Solana is still one of crypto’s most important networks, the price action looks incredibly ugly. What makes this worse is that SOL is already owned by many investors, and large caps are always hit hardest when sentiment flips. There are still plenty of investors with huge amounts of SOL who will steadily capitulate in the coming months.
Losing the 200-week moving average is a clear signal that the bear market has already begun. When SOL lost $120, the writing was on the wall, and now the next support level is at $60. Bottoms take a long time to form, and SOL, while the recent decline has been dramatic, is only in the early stages of the bear market.
Solana remains an excellent network and the hotbed of retail activity. But buying SOL here at a $57 billion valuation, given its negative momentum, does not look appealing. Markets will steadily evaluate SOL in the coming months, and it should offer a great entry for patient long-term bulls by summer this year.
Digitap ($TAP): Blending Crypto & Banking
The big thesis in 2026 is that applications will win and global finance is due for a massive upgrade. Digitap’s omni-banking approach is how money should operate in the 21st century. The app, available for download today, unlocks a single dashboard where crypto and fiat live together, and payments always automatically travel on the best rail.
This crypto presale stands out because it has already launched its product, which explains $TAP’s strong momentum even as majors collapse. The Visa card already has thousands of users and allows anyone to spend crypto with merchants globally. Multi-rail settlement is the plumbing upgrade. Transfers can run on traditional banking rails via Digitap’s banking partners or settle on-chain when that’s faster and cheaper.
This means users get the speed of crypto, but the comfort and familiarity of TradFi. This design also enables Digitap to power instant crypto-to-fiat transactions and cross-border payments at sub-1% fees. Already supporting 100 cryptocurrencies and 20 fiat currencies.
The real reason $TAP ranks as a leading altcoin to buy is that it’s still priced like a presale, but has an enormous target market—global finance. If it is successful and sees adoption, $TAP won’t be valued like an altcoin but as a consumer banking product. And that’s why the potential upside is enormous at the current price of $0.0467.
SOL Under $100 vs. $TAP with $5M Raised: Which is the Best Altcoin to Buy in 2026?
Solana is a chain with a massive valuation. Digitap is a banking app with a tiny valuation relative to its ambition. Potential upside naturally favors $TAP at these levels. SOL absolutely can rebound, and it should bounce hard when risk-on returns, but that could be months from now. Digitap is still early, and product momentum is driving this crypto presale.
$TAP also has a better tokenomics design. One of crypto’s best-performing tokens is HYPE. Why? Token buybacks. Buybacks were the success story of 2025, and 2026 will see this trend accelerate. Digitap allocates 50% of platform profits to buybacks and burns, and rewards stakers. This token flywheel means that as Digitap scales, $TAP should rapidly accrue in value.
Digitap has already raised $5 million. Will list at $0.14, meaning nearly 200% upside potential for today’s buyers before open market price discovery. Digitap is a crypto-native Revolut-style product, and investors can enter on the ground floor.
The upside potential and live product are why $TAP ranks among the best cryptos to buy now to survive the bear market.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
