Amid rising expectations for the return of the crypto bull run, investors are hunting for the best crypto to buy now to maximize gains. The usual large-cap contenders, such as Ethereum (ETH), Ripple’s XRP, and Solana (SOL), are expected to deliver modest returns. However, crypto presale startups offer investors the opportunity to own a fresh project at a ground-floor valuation.
Many crypto analysts are increasingly pointing to a lesser-known project called Digitap ($TAP) to deliver outsized returns. Digitap is a newcomer, yet it’s gaining attention for its unique real-world utility with a market size measured in the hundreds of millions.
Why Digitap’s Utility Fits Top Altcoin To Buy Lists
Digitap is branded as the world’s first “omni-bank,” meaning it provides a fintech banking app where fiat and crypto live side by side. Digitap offers the ability for users to send, receive, save, store, swap, and invest in multiple fiat currencies and over 100 crypto tokens.
Users can even load funds on a new Visa-backed debit card and spend their money anywhere Visa cards are normally accepted. A new option now allows users to spend their crypto like cash, as the AI-powered software will automatically swap crypto for fiat at the time of purchase.
What sets Digitap apart as one of the unique cryptos to buy now is its focus on real-world financial problems. The fintech superbank app can undercut traditional money remitters in a meaningful way and provide real savings to customers. Remitters typically charge a 6.2% fee on the amount transferred, but Digitap can leverage blockchain to slash this fee to under 1% by optimizing routes.
Effectively, Digitap is a bridge between traditional banking and Web3. There are around 800 million people worldwide who rely on remittances to survive, and a 5-percentage-point savings on fees means more money in the pockets of those who need it most.
How Buybacks Tie Digitap’s Growth To $TAP’s Long-Term Value
Digitap’s ambitious vision of providing utility and savings is backed by impressive early traction in its crypto presale of its native $TAP token. Despite a cautious backdrop in the broader crypto market, the $TAP presale has raised over $2.1 million since its launch in late summer.
The presale is separated into staged tiers where the price of $TAP increases once each round is sold out. The first round saw the token offered at $0.0125, and it is now for sale at $0.0326. The current round is more than 90% sold out, meaning investors have little time before the price increases to $0.034.
Analysts label Digitap as one of the top altcoins to buy ahead of the upcoming bull run, not only because its live app is already benefiting customers. In fact, the $TAP token has a fixed supply of 2 billion tokens, and 50% of the platform’s profits are allocated toward buybacks and burns, and funding stakers. This means that as Digitap begins to scale its business through an upcoming global marketing campaign, the price of $TAP is correlated with increased usage.
Digitap’s Massive Black Friday Discount Window Opens Tomorrow
Starting tomorrow, Digitap is running a 96-hour presale widget event from Friday to Monday. Each and every hour will introduce a new offer in the presale widget, and it is only available for 60 minutes before a different deal replaces it. The team is offering a combined prize pool valued at more than $1 million, including banking-related perks, discounts on Digitap’s services, and much more.
While the bear market rages on and majors struggle Digitap is going all out with its Black Friday deals and this could present one of the best possible opportunities to acquire $TAP at bargain prices.
Ethereum Remains Core Infra, But 3x Upside Looks Capped
Ethereum, the second-largest cryptocurrency by market cap, remains a cornerstone of the crypto ecosystem. Ethereum powers the vast majority of decentralized applications, smart contracts, and DeFi protocols. It was the first major network to introduce programmable money, allowing developers to build everything from NFT marketplaces to decentralized exchanges on-chain.
Despite a 30% drop in value over the last month, Ethereum still boasts a $360 billion valuation. As such, the market has already priced in much of Ethereum’s value, and its upside potential is already built into the price.
This means the ability to generate exceptional returns is limited, as even a 3x gain would value Ethereum at nearly $1 trillion. Compared to crypto presale projects, the potential return is rather limited as Ethereum has already delivered a return of more than 1,000%.
Source: CoinMarketCap
XRP’s Legal Win Helps, But Most Of The Upside Is Priced In
XRP, the native token of Ripple’s payment network, has seen a resurgence in 2025 after a very favorable outcome from the U.S. Securities and Exchange Commission’s legal dispute. XRP’s core strength lies in its institutional adoption and use case. It is built for fast, low-cost cross-border institutional transfers, and Ripple has partnered with many financial institutions over the years.
This gives XRP a certain fundamental resilience, and it will remain a relatively stable large-cap altcoin. It still boasts incredibly high brand recognition, and several billion-dollar acquisitions by Ripple position the token for potential growth over the years.
However, similar to Ethereum, much of the token’s potential is already reflected in its price. The token is up over 30,000% since 2014, meaning expectations for even a 5x gain moving forward are limited. As such, XRP offers the potential for modest gains when the bull run resumes.
Why SOL Now Trades More Like A Nasdaq Growth Stock
Solana was one of the standout performers in the last bull run, and there is no reason why the same shouldn’t hold true in the next bull cycle. Solana is known for its very high throughput, fast finality, and low transaction fees—often a fraction of a penny. It is a rival to Ethereum and can handle thousands of transactions per second.
Solana remains a $75 billion network which, if it were a Nasdaq-listed stock, would rank as the 52nd most valuable company. Percentage-wise, returns are likely to be limited to 2x to 3x in the upcoming bull run, falling short of the thousands of percent returns that smaller and underappreciated tokens can offer.
Still, Solana has erased a prior reputation of constant outages, and it has now operated with no downtime since Feb. 6, 2024, due to successful upgrades to its validator software.
Digitap’s Vision Could Outrun ETH, XRP, And SOL
Legacy tokens like Ethereum, XRP, and Solana could perform well in the next crypto market, and each deserves a spot among the best cryptos to buy now. But they provide a different risk-to-reward profile than crypto presale projects like Digitap can offer.
Digitap represents a new narrative in crypto: the convergence of banking and blockchain. It is a new, low-cap coin with a huge use case of bringing real savings to people who need it most. Its upside potential could be unprecedented if it captures just a fraction of its target market.
If Digitap delivers on its mission of merging crypto’s speed with everyday finance, it could very well rank as one of the top altcoins to buy in a future bull market, despite lacking the household-name recognition that large-cap tokens benefit from.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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