TLDR
- Vincent Van Code shares renewed optimism about XRP’s long-term growth potential.
- Institutional interest in XRP remains high despite regulatory hurdles.
- ETFs and publicly traded companies may provide easier access to XRP for institutional investors.
- Evernorth plans to establish the largest XRP treasury with $1 billion in XRP.
- Van Code emphasizes the importance of institutional infrastructure for XRP’s future growth.
Vincent Van Code, a well-known software engineer in the XRP community, has expressed renewed optimism about XRP’s long-term growth. In a recent statement, Van Code highlighted the increasing interest from institutional investors in XRP. Despite regulatory challenges, he believes that the token’s adoption is on the right path.
Institutional Exposure to XRP Faces Challenges
Institutional interest in XRP continues to grow, but Van Code noted that gaining exposure remains a complex task. “Large organizations cannot simply acquire XRP and store it in personal wallets,” Van Code explained. He pointed out that institutions must adhere to strict compliance, audit, and security standards, which can incur costs of up to $300,000 annually.
Van Code emphasized that organizations cannot bypass regulatory custody frameworks, which are essential for security and audit trails. He mentioned that exchange-traded funds (ETFs) and publicly traded companies holding XRP could offer an efficient way for institutions to gain exposure. This structure enables organizations to track XRP’s price movement without directly managing the tokens.
As Van Code explained, these types of financial products could make XRP more accessible to institutional investors. The possibility of XRP-backed ETFs is growing, with applications already submitted to the U.S. Securities and Exchange Commission (SEC). However, progress remains stalled due to the ongoing federal government shutdown, leaving the industry in a state of limbo.
Evernorth Plans to Build the Largest XRP Treasury
In a separate development, Evernorth, a financial venture tied to Ripple, has announced plans to build the most extensive XRP treasury to date. The company intends to acquire $1 billion worth of XRP, supported by over $1.1 billion in committed funding. This funding includes participation from Ripple and Japan’s SBI Holdings.
Van Code sees Evernorth’s efforts as a sign of XRP’s growing institutional support.
“Initiatives like Evernorth play a key role in establishing XRP’s infrastructure,” he said.
He believes this is an essential foundation for future liquidity and access to XRP, even if price increases are not immediate.
What I am realizing with the bew @evernorthxrp announcement and stagnant XRP price is that it might be harder than we think for institutions to buy and hold XRP.
Large companies aren't going to simply setup a Ledger or Xaman wallet and drop $100M in there.
They want custody,…
— Vincent Van Code (@vincent_vancode) October 21, 2025
Evernorth’s project will launch with an initial pool of over 560 million XRP. The company’s upcoming merger, expected to be completed in early 2026, is likely to trigger another round of XRP acquisitions. Analysts predict that this could accelerate XRP’s institutional adoption strategy.
XRP Holders to Benefit from Institutional Growth
Vincent Van Code is now more confident than ever about XRP’s institutional trajectory. He noted that the alignment of Evernorth’s project and the potential launch of XRP-backed ETFs could create a more integrated financial system. “These developments point to long-term growth for XRP,” he said.
Van Code emphasized that although progress may be slow, institutional infrastructure is essential for XRP’s future. As he continues to track developments, he believes that XRP holders will see significant benefits as the token gains institutional support. The combination of these factors sets a promising foundation for XRP holders’ long-term success.
