TLDR
- Coach JV recommends adopting a dollar-cost averaging strategy into XRP and Bitcoin for long-term financial growth.
- Investing $583 monthly into XRP from 2015 to 2025 would have turned into $4.49 million, showcasing significant returns.
- XRP’s price pattern has driven rapid, short bursts of growth, yielding higher returns for DCA investors.
- Bitcoin’s consistent price growth would have turned a $583 monthly investment into $3.5 million over 10 years.
- Financial experts believe both XRP and Bitcoin still offer growth potential, making them viable long-term investment options
Coach JV, a recognized finance expert, advocates for everyday spenders to adopt dollar-cost averaging (DCA) strategies into digital assets such as XRP and Bitcoin. He believes that this approach could significantly improve long-term financial stability. The advice comes after Coach JV expressed concerns over common spending habits, such as impulsive shopping and financing luxury purchases without considering future investments.
Coach JV emphasizes that people often spend large amounts on unnecessary items but fail to invest in assets like XRP or Bitcoin that can bring financial returns. He urges individuals to build a disciplined budget and stick to a consistent investment routine in order to secure their financial futures. With the DCA approach, investors allocate a fixed amount of money each month into an asset, regardless of price fluctuations.
XRP, A Proven Investment for Financial Security
Investing in XRP through DCA can yield impressive long-term results. For instance, someone who invested $583 every month in XRP from August 2015 through July 2025 would have spent a total of $69,960. Today, that investment would be worth approximately $4.49 million, marking a 37,400% increase since the initial investment. Such returns can make a significant difference in the financial future of many individuals.
People will mindlessly scroll on social, binge shop on Amazon, and finance a $70K car but won’t take the time to research deflationary assets like Bitcoin/XRP, create a budget, and dollar-cost average for 10 years. That one discipline could radically transform their family’s…
— Coach, JV (@Coachjv_) August 4, 2025
XRP’s unique price pattern has driven substantial growth, particularly during short but powerful price spikes. This asset has shown rapid increases, with one major spike reaching 580% between November 2024 and January 2025. Investors who committed to DCA with XRP have benefited from these bursts, which have outpaced other assets in terms of returns.
The success of XRP shows how powerful the DCA strategy can be when invested in the right assets. Many financial experts are confident that XRP’s market is still in its early stages, offering more growth potential for long-term investors. Thus, Coach JV’s suggestion of investing in XRP over a 10-year period remains a highly promising strategy.
Bitcoin Consistent Growth for Long-Term Investors
Bitcoin also remains an attractive investment option for those looking to build wealth over time. Like XRP, using the DCA method with Bitcoin can lead to significant gains. By investing the same amount of $583 every month for ten years, an investor would have spent $69,960, with a current value of $3.5 million. This 39,900% return shows Bitcoin’s consistent and impressive growth over the past decade.
While Bitcoin’s growth has been steady, it has not experienced the same sharp price movements as XRP. Bitcoin’s price has increased gradually, with a more predictable trajectory compared to XRP’s occasional spikes. However, Bitcoin advocates believe the asset still has room to grow, with some predicting that its price could eventually reach as high as $13 million.
