Not long ago, the idea of an XRP exchange-traded fund (ETF) felt like wishful thinking, too tangled in regulation, too early for prime time. But now, in mid-2025, the tides have turned. ETF approval odds have skyrocketed to 98% on Polymarket, signaling a seismic shift in institutional confidence. Behind this sharp rise: a wave of futures ETF filings, growing SEC clarity, and Ripple’s aggressive push into global finance.
Analysts aren’t holding back. From EGRAG to Jaydee_757, forecasts for XRP’s price now stretch as high as $25–$27, with CoinPedia calling for $22.20. The math checks out, if ETF inflows hit just $5.85–$11.7 billion, a parabolic breakout isn’t just possible, it’s probable. With RippleNet adoption expanding and technical charts flashing bullish, XRP’s moment may finally be here.
XRP ETF approval odds surge as Wall Street warms to Ripple
XRP ETF approval odds have soared to 98% on Polymarket, up from just 68% in April 2025, a sharp climb fueled by a wave of filings from Bitwise, Grayscale, Franklin Templeton, 21Shares, and Canary Capital. This isn’t just optimism, it’s institutional momentum. The SEC’s decision in March 2025 to drop its lawsuit against Ripple, settling for $125 million, injected much-needed clarity into XRP’s regulatory standing. A looming June 16 deadline could finalize that clarity, adding another catalyst.
XRP ETF approval odds on Polymarket. Source: Polymarket
Meanwhile, the CME Group’s XRP futures ETF debuted on May 19 with $19 million in first-day volume, clear evidence of pent-up demand. That said, it’s not guaranteed, delays like Franklin Templeton’s June 17 deadline or filing missteps could shake investor confidence. Still, the XRP ETF landscape looks more promising than ever, and the market is taking notice.
Can XRP hit $25? Analysts and on-chain signals say yes, with caveats
With ETF optimism surging, XRP price predictions are climbing just as fast. Analysts like Egrag Crypto and Jaydee_757 forecast a $20–$27 range by late 2025, while CoinPedia’s XRP price prediction of $12.23–$22.20 hinges on ETF inflows reaching $5.85–$11.7 billion. At the high end, a $25 XRP would imply a staggering $1.47 trillion market cap, massive, but not impossible.
XRP/USD monthly chart. Source: Egrag Crypto
Fueling this outlook is real-world adoption. RippleNet is already powering 80% of Japanese bank transfers, while Webus International holds $300 million in XRP reserves. This, within a $3 trillion global payments market by 2028, gives XRP unmatched positioning.
Technically, XRP just broke out of a falling wedge pattern, with RSI at 52.44 aiming for $2.65–$3.40 near term. Still, risks remain, volume is down 14%, CMF signals weakness, and Jaydee_757 warns of a potential 90% crash after a $25 peak.
Speculative hype fuels the dream, but the XRP ETF must deliver for that dream to become reality.
Fixing what fintech forgot: Remittix and the future of remittances
Stripe, Wise, Coinbase, each plays a major role in moving money across borders. Stripe fuels online commerce but lacks native crypto-to-fiat flow. Wise (formerly TransferWise) offers fast, low-cost fiat transfers but doesn’t integrate crypto. Coinbase enables crypto transactions, yet users still face long delays or complex off-ramps when converting to local currencies.
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Editor-in-Chief of CoinCentral and founder of Kooc Media, A UK-Based Online Media Company. Believer in Open-Source Software, Blockchain Technology & a Free and Fair Internet for all. His writing has been quoted by Nasdaq, Dow Jones, Investopedia, The New Yorker, Forbes, Techcrunch & More. Contact Oliver@coincentral.com
