Something interesting is happening with XRP price, but most people are missing it. While the price barely moves and sentiment stays cautious, large holders are quietly increasing their positions. On-chain data shows that wallets holding more than one million XRP have started to rise again in early 2026, a pattern often linked to long-term positioning.
Santiment reports that dozens of new XRP “millionaire” wallets have appeared since the start of the year, even as XRP price remains down year-to-date. Nansen data tells a similar story, with smart-money exposure steadily increasing over the past month.
But here’s the catch. Accumulation doesn’t always mean fast gains. XRP is still trading in a tight range, and price action remains slow. Even a strong move higher would likely be measured, not explosive. That’s why many investors hunting for real upside are starting to look earlier in the cycle, where the math is very different. And later in this piece, we’ll look at one early-stage opportunity that some analysts believe has true 100x potential this cycle.
Top 2 Cryptocurrencies to Watch in 2026: XRP And Pepeto
XRP Price Prediction: Can XRP Break Above $2 and Reach $4?
XRP hasn’t been exciting lately, but the bigger picture still matters. Price has slowed, yes, but it’s holding a level that often comes before a strong move. As long as this support stays intact, XRP price has room to push higher again, and a run toward the $4 zone this year is still very realistic.

Source: TradingView
That would be a solid move. No question about it. But here’s the part many investors quietly realize: even a move to $4 is still limited upside. It’s a good return, not a life-changing one. XRP is already a major asset, and majors don’t move like they used to.
So the real question becomes: if large coins can only do 2x or 3x, where do you look if you want real upside?
This is where memecoins enter the picture, especially those still in presale. Crypto history is clear. The 100x returns didn’t come from buying late. They came from getting in early, before listings, before headlines, before everyone agreed. And today, we’re going to look at one presale opportunity that many analysts believe fits that exact 100x setup.
Pepeto: Is This The 100X Opportunity Of 2026
While XRP price predictions point to modest 2x or 3x gains during the recovery, Pepeto (PEPETO) is pulling serious capital for one simple reason: it’s positioned exactly where the 100x opportunities are born.
Here’s what the market knows but doesn’t say out loud. When the market turns and majors like XRP climb 2x or 3x, meme coins historically explode 100x or more. That’s not speculation, it’s the pattern we’ve seen every single cycle. And Pepeto has the exact same setup Shiba Inu had in 2021, but with something SHIB never had, real utility from day one.
Pepeto isn’t just another meme coin riding hype. It’s a complete ecosystem designed for the 2026 cycle, where narrative alone doesn’t cut it anymore. The project pairs viral meme appeal with working infrastructure that creates actual demand, not just attention.
Over $7 million raised in presale already. That’s a funding level most projects don’t hit until much later, and it signals something critical: smart money is entering early. What’s pulling them in isn’t just the speed, it’s the structure.
Pepeto is launching with a zero-fee PepetoSwap for traders, a cross-chain bridge for liquidity, and a planned Pepeto Exchange exclusively for verified meme-utility tokens. Every trade, every swap, every transaction routes through $PEPETO, creating a demand loop that builds pressure over time instead of fading after one hype cycle.
Here’s where it gets impossible to ignore. The same wallets that positioned early in SHIB and PEPE, the ones that turned small entries into millions, are now accumulating Pepeto at presale prices. That exact pattern appeared before the biggest breakouts in past cycles. They see what’s coming.
And the logic is undeniable. SHIB did 45,000% with zero utility. PEPE did 100x as a pure meme. BONK delivered 1000x running on hype alone. Now Pepeto enters with culture, infrastructure, audits, and an exchange ecosystem already attracting 850+ projects before launch. If coins with nothing delivered 100x, how does Pepeto not do the same, or more?
For investors hunting asymmetric upside before listings drive the price higher, Pepeto isn’t a short-term trade. It’s the cycle-timing play, the early window where the next wave of meme millionaires gets made. And that window is closing fast.
The Bottom Line
XRP remains a well-known asset with long-term relevance, but its upside profile has changed. For many investors, the era of exponential returns from large-cap tokens has passed.
In contrast, true 100× potential in 2026 is increasingly tied to early-stage positioning, before listings and broad awareness. That is why attention is shifting toward presales with real structure and demand mechanics already in place.
Pepeto stands out in that category, and the window to enter is closing right now. Still priced at $0.000000182 in presale, already backed by over $7 million in early funding, and building working infrastructure rather than empty promises, it represents the exact type of opportunity that historically delivers the biggest cycle returns.
But here’s what matters most: the presale ends once it hits $10 million. With over $7 million already raised, that cap is approaching fast. Once it closes, this entry price is gone forever, and the early advantage disappears with it.
The investors who made millions from SHIB didn’t buy after Coinbase listings. They bought during presale when nobody believed. The PEPE millionaires entered before the hype, not after. Pepeto is in that exact same phase right now, and history shows this moment doesn’t last long.
Secure your position now at https://pepeto.io/ before the $10M presale cap is reached and this window closes forever.
FAQs
What does the current XRP price prediction suggest?
XRP shows signs of accumulation, but technical momentum remains weak. Most forecasts point to gradual movement rather than explosive upside.
How does Pepeto compare to XRP for upside potential?
XRP offers stability and long-term relevance. Pepeto offers early-stage exposure with significantly higher upside due to its presale position and ecosystem design.
Why are investors focusing on presales in 2026?
Because the largest gains historically come before listings and mass adoption. Presales allow early positioning while prices and valuations are still low.







