XRP Price Prediction debates are growing louder as traders weigh a slow grind toward 2026 against the rise of newer payment tokens. On one hand, XRP still anchors the payments narrative with deep liquidity and long-term regulatory progress.
On the other hand, a PayFi rival like Remittix (RTX) is increasingly seen as an “XRP upgrade” by investors seeking crypto with real utility and newer tech. The question is whether this rotation can start before 2025 ends, even if XRP’s longer-term path looks constructive.
XRP Price Prediction Models Point To A Longer-Term Play
Right now, XRP is trading at $2.03, up 7.1% in the last 24 hours, with a market capitalization of $122.95 billion, while trading volume has dropped to about $3.57 billion, down 36.11% over the same period. That mix of rising price and falling volume keeps the short-term XRP Price Prediction cautious, even as long-term holders stay engaged.
On the daily chart shared by TEKT0NIC, the price is still moving inside a descending channel that has guided action for months. The latest bounce comes from the lower boundary of that channel, but the structure remains bearish until XRP breaks out and reclaims higher resistance zones.
A recent community update highlights upside targets near the upper band around the mid-$3 region, but stresses the need for confirmation.
The key takeaway is that XRP Price Prediction models lean toward a patient 2026 story. Bulls need a clean break above the channel and sustained strength around higher resistance to shift sentiment. Until then, traders are watching flows into other payment-driven projects that might capture faster upside if attention rotates away from large-cap names.
Why A Payments Rival Like Remittix Is Gaining Ground
As XRP Price Prediction threads focus on structure and timing, some investors are looking at a newer PayFi rival that is already shipping products. Remittix is a payments-first DeFi project that aims to move crypto directly into bank accounts across many countries.
The token is priced at $0.1166 per unit, with over $28.2 million raised from private funding and more than 686.6 million tokens already acquired.
Development has been active. The team has expanded its Beta Wallet testing program, now inviting more iOS users into a structured phase where the top 10 purchasers each week gain access.
Security has also been a core focus. Remittix is fully verified by CertiK and currently ranked #1 for pre-launch tokens on CertiK Skynet. That ranking gives extra weight to its positioning as a crypto with real utility, not just a speculative meme.
On the exchange side, Remittix has confirmed future listings on BitMart and LBank, with more centralized exchanges expected after new funding milestones are reached.
Incentives remain a key driver of community growth. Remittix runs a 15% USDT referral program, paid out through the dashboard and claimable every 24 hours, and is also running an active $250,000 Remittix Giveaway.
The project is nearing the $30 million funding mark, which will unlock a major new CEX reveal and more details on its crypto-to-fiat payment solution beta.
The Strategy Powering Remittix’s Market Appeal:
- Crypto-to-fiat payments designed for global users
- $0.1166 token price with $28.2 million + from private funding
- Ranked #1 on CertiK for pre-launch projects
- Beta Wallet testing expanded to more community holders
- Active $250,000 Remittix Giveaway plus 15% USDT referral rewards
XRP might be lining up a longer-dated move into 2026, but Remittix is already combining product testing with strong security credentials and confirmed future exchange access, which is why it keeps popping up alongside XRP in any discussion of the best crypto to buy now.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
Frequently Asked Questions
1. What does the current XRP Price Prediction say about 2026?
For most discussions of XRP Price Prediction, the token is viewed as a longer-term payments play while the daily chart is still locked in a descending channel.
2. Why are some traders watching Remittix alongside XRP?
Its focus on crypto-to-fiat transfers, wallet testing, and security verification makes it a direct competitor for capital allocated to payments-driven assets.
3. How is Remittix trying to stand out from other payment tokens?
Remittix combines a growing Beta Wallet program on iOS, #1 CertiK ranking among pre-launch tokens, confirmed future listings on BitMart and LBank, a 15% USDT referral program, and a $250,000 giveaway.
4. Could XRP still perform well even if a rival gains attention first?
Yes. XRP has deep liquidity, a large user base, and an established role in cross-border settlement. A rival like Remittix can gain earlier traction in certain segments, but XRP Price Prediction models still factor in the asset’s long track record and potential benefit from a broader payments-focused bull cycle.
