A seismic shift is occurring in crypto portfolios around the world as fresh-off-the-printer news shows XRP whales moving millions and setting their sights on newcomer Digitap ($TAP).
Already dubbed by some analysts as “XRP 2.0,” $TAP is making a case for being the best crypto to buy right now. And as “XRP 2.0, $TAP has the currently “untapped” potential to become a top 5 cryptocurrency!
Whale Earthquake: Millions on the Move
The spark that ignited the current market atmosphere was a massive XRP move on September 22, 2025. The move involved a 141.8 million XRP (worth $415 million) move made between two unknown wallets. While some speculate that this was an internal move, many analysts banded together to agree that it was not.
Meanwhile, XRP has been quite dormant for a while. Interest and overall talk about XRP is very low, while newcomer $TAP is a hot topic among serious investors looking for innovation, not just quick crypto gains. This has led many to believe that this massive move was made by someone looking to diversify and invest in projects that could repeat the life-changing moves that XRP did in its prime – and the best contender, analysts say, is Digitap.
As for XRP’s price, it has decreased by around 6% in the last 7 days, heightened by the transfer that ruffled so many feathers that you can still find them floating around on the TL. XRP’s price is hovering around $2.85, with a possible further fall due to the sheer panic this massive transfer has caused.
The Ongoing XRP Crisis: Regulatory Victory Meets Disinterest
The current XRP situation is like a very frustrating paradox for investors. On paper, XRP has never been stronger fundamentally. It achieved historic legal clarity after its years-long battle with the SEC, which, according to prominent analyst Phantom Defi, “opens the floodgates” for institutional crypto adoption. Furthermore, the recent XRP Seoul 2025 event unveiled groundbreaking developments like mXRP, the first liquid staking token on the XRP Ledger, touted as the “Infinite Money Glitch.”
And yet, despite all of this, the market’s response has been disinterested at best. The price is falling steadily, and this new massive transfer has ignited a wildfire for XRP similar to the one when the SEC announced its first lawsuit.
So, this suggests that, even though Ripple is gunning for institutional adoption and financial breakthroughs, it’s still not there yet.
The Rise of “XRP 2.0” – Digitap’s Banking Revolution
So, why $TAP? Because Digitap is not simply promising products/services, it has already delivered (in Stage 1 of its public presale, FYI).
- An omnibank platform in-hand: Digitap offers an all-in-one app where users can hold both crypto and fiat and spend instantly via Visa, Apple Pay, or Google Pay.
- Privacy as default: There’s no mandatory KYC for virtual cards. Also, there’s offshore shielding for funds, and no data tracking.
- Costs slashed: Digitap slashes cross-border transfer fees from 6.2% to under 1%, directly targeting the $188.93 billion remittance market.
This is exactly the ground XRP once tried to dominate, but now, analysts say that Digipay has a much better shot at it. No wonder whispers of “XRP 2.0” are spreading.
Digitap’s World: The Transition from Settlement Layers to Consumer Banking
The whale rotation and XRP’s inability to move investors and even loyal holders signal a broader market evolution: a transition from investing in foundational infrastructure to catching promising consumer applications early. XRP has undeniably paved the way for blockchain in global finance, but the next crypto adoption wave may be driven by platforms that can be used by everyone, not just crypto and tech enthusiasts.
This is where Digitap can come, and why many see it as the best cryptocurrency to invest in 2025. It captures the utility of cross-border efficiency that XRP operates in, but also expands it into a full-stack banking solution accessible to freelancers, businesses, and everyday users of different ages.
And as the newer generations take over the labour market, Digitap can potentially onboard millions of people who have never even thought about using crypto before.
The Tale of Two Eras: Which is the Best Crypto to Buy Now?
The dramatic events of September 22, 2025, show a clear market dynamic shift. XRP, despite achieving major milestones, faces an uphill battle to convert them into sustained price growth and user adoption. In contrast, Digitap is newer, appealing to the new generation of workers and entrepreneurs, and it’s still in Stage 1 of its presale.
With this in mind, it is gearing toward snagging that “best ICO” title, but more importantly, the “XRP 2.0” legacy.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Social: https://linktr.ee/digitap.app
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