TLDR
- Ripple Payments adds managed custody plus wallet provisioning and automated sweeps.
- Named virtual accounts support fiat and stablecoin pay-ins with automated conversion.
- Ripple says it operates in 60+ markets and has processed over $100B in volume.
- Ripple reports 75+ licenses and cites a NYDFS Trust Company Charter.
Rippleannounced an expansion of Ripple Payments on March 3, 2026, in San Francisco.
The update adds functions for stablecoin and fiat flows across a single enterprise platform.
The company said customer adoption is increasing, and it is scaling across regulated markets. Ripple positioned the product as end-to-end infrastructure for collections, custody, and payouts.
A single platform from collection to payout
Ripple said Ripple Payments now supports the full payment path for businesses. The platform is designed to reduce reliance on separate vendors across regions and timezones.
The company said customers can collect, hold, exchange, and pay out funds in one system.
It also said the platform supports both fiat money and stablecoins for these steps.
Ripple described this approach as a universal payments platform for enterprise use. It said the goal is to link collection and payout workflows with fewer integration points.
Managed custody and unified collections
Ripple said new managed custody features draw on recent acquisitions. It cited Palisade for custody and treasury automation capabilities within the updated offering.
The company said managed custody can provision wallets at scale and support fast signing. It also said funds can be swept into operational accounts for ongoing business needs.
Ripple also pointed to Rail for virtual accounts and collections support. It said customers can provision named virtual accounts and wallets for pay-ins.
The company said businesses can accept fiat and stablecoin pay-ins through these accounts. It added that conversion and settlement can be automated into a consolidated account.
Ripple also described advanced liquidity functions within the platform. It said liquidity can be moved across assets for pricing and timing needs.
Adoption, volume, and customer examples
Ripple said the service is live across more than 60 major markets. It linked this coverage to simplified onboarding through a single provider relationship.
The company said Ripple Payments has processed more than $100 billion in volume. It also cited industry data showing stablecoin transactions reached $33 trillion last year.
Ripple said stablecoins account for about 30% of onchain transaction volume. It framed this trend as a driver for fintech payment use cases across borders.
Ripple listed several customers using Ripple Payments for cross-border flows. These include alfred, AltPayNet, AMINA Bank, Banco Genial, and CambioReal.
Ripple also named Corpay, ECIB, and MassPay as users of the platform. It said Corpay uses RLUSD for instant funding and settlement in Asia-Pacific.
Licensing and compliance approach for regulated finance
Ripple said it holds over 75 licenses, including Money Transmitter Licenses.It also cited a New York Department of Financial Services Trust Company Charter.
The company said this licensing base supports regulated money movement on behalf of customers. It also said it helps the firm work directly with banks and payment providers.
Monica Long, Ripple President, linked adoption to regulated infrastructure and liquidity. “Success in this space requires enterprise-grade infrastructure, extensive licensing, and deep liquidity,” she said.
Ripple said its operations are designed to meet security and operational standards. It said this compliance-first approach supports stablecoin and fiat payment rails at scale.
