TLDR
- DCP, backed by U.S. Treasuries, is now live on the XRP Ledger for institutional investors.
- Zeconomy powers DCP with secure issuance, real-time settlement, and compliance tools.
- XRPL enables fast, low-cost, 24/7 global transactions with institutional-grade reliability.
- Guggenheim and Great Bridge Capital ensure DCP’s compliance, custody, and stability.
- DCP adds to XRPL’s growing ecosystem of tokenized real-world assets and fixed-income tools.
Digital Commercial Paper (DCP), backed by U.S. Treasuries, is now live on the XRP Ledger. Guggenheim Treasury Services administers the product, which targets institutional clients seeking efficient, fixed-income blockchain solutions. This launch marks a significant step in bridging traditional finance and decentralized networks for large-scale treasury operations.
DCP is issued and managed through the Zeconomy platform, and the XRP Ledger is used for settlement and tokenized asset management. U.S. Treasuries fully back the asset with matched maturity and carries a Prime-1 rating from Moody’s. XRPL’s low transaction cost and speed allow DCP to serve global clients with 24/7 accessibility and faster issuance cycles.
Guggenheim Treasury Services ensures compliance and investor protection through a bankruptcy-remote structure. Great Bridge Capital Company issues DCP and enables institutional-grade custody and operations. The transition to XRPL builds on DCP’s earlier success, with over $280 million already processed since its 2024 launch.
Zeconomy Platform Powers Scalable Tokenization
DCP uses Zeconomy’s tools to integrate digital finance with traditional financial systems. The platform supports secure issuance, full asset governance, and integration services for institutional participants. It helps clients automate operations and meet compliance standards while using tokenized products.
The move enhances how corporations manage liquidity and treasury assets across borders. By eliminating multi-day settlement delays, firms can now access real-time cash flows and reduce operational burdens. Zeconomy ensures this shift happens with minimal disruption to existing workflows.
Zeconomy enables real-time visibility into DCP activity while supporting custom maturity dates up to 397 days. The fixed-income product also serves as collateral for digital trading strategies. By supporting smart integration, the platform extends DCP’s use cases beyond treasury and into broader financial applications.
XRPL Brings Stability and Compliance for Institutional Finance
The XRP Ledger has recorded over 3.3 billion transactions since 2012 without any failures or security breaches. It operates with a network of over 200 validators and supports over six million wallets globally, making XRPL one of the most reliable public blockchains available today.
DCP joins XRPL’s growing list of institutional financial products. It joins other tokenized U.S. Treasuries, like Ondo’s OUSG and Archax’s offerings, supported by Ripple. Institutions can use XRPL for cost-efficient, scalable, and compliant financial solutions.
Ripple has also committed to investing in DCP as part of its strategy to expand tokenized real-world assets. The broader tokenization market is forecasted to reach $19 trillion by 2033. DCP represents a live, regulated asset that proves this transformation is already underway.
