TLDR
- RLUSD received an “A” rating from Bluechip, indicating very low market risk and high trust from the public.
- Bluechip assigned RLUSD a stability score of 0.91, a governance score of 0.86, and a management score of 0.84.
- Ripple partnered with OpenPayd for direct minting and burning of RLUSD to ensure efficient liquidity management.
- BNY Mellon serves as the official custodian of RLUSD’s U.S. dollar reserves, enhancing security and transparency.
- RLUSD operates under the New York Department of Financial Services Trust Charter, ensuring strong regulatory compliance.
Ripple’s stablecoin RLUSD has secured the highest possible rating from Bluechip, signaling strong public trust and market confidence. The rating recognizes RLUSD’s robust financial backing, regulatory compliance, and strategic partnerships. Its rating strengthens Ripple’s position in the global stablecoin and cross-border payment market.
RLUSD Achieves “A” Rating Backed by Strong Market and Institutional Support
According to Ripple CEO Brad Garlinghouse, RLUSD received an “A” rating from Bluechip, highlighting its low-risk profile across multiple categories. Bluechip assigned a stability score of 0.91, a governance score of 0.86, and a management score of 0.84. These scores place RLUSD in the “very low risk” bracket across all key performance indicators.
ICYMI in the midst of all the regulatory goodness last Friday…@bluechip_org ranked $RLUSD as the *#1* most trusted stablecoin in the market. https://t.co/IOwAo87MJo
— Brad Garlinghouse (@bgarlinghouse) July 23, 2025
Ripple’s ongoing partnerships with major financial institutions have further strengthened the stablecoin’s market reliability. Among them, Ripple’s collaboration with OpenPayd ensures direct minting and burning of RLUSD tokens. This integration supports smooth liquidity management and enhances operational efficiency in the stablecoin ecosystem.
Ripple’s credibility stems from its cross-border payment infrastructure developed over several years. Dozens of financial institutions currently use Ripple’s network for international settlements. This broad institutional usage contributes to RLUSD’s growing acceptance and reliability.
GENIUS Act Boosts RLUSD Compliance Confidence
RLUSD operates under a Trust Company Charter granted by the New York Department of Financial Services. This charter is among the highest regulatory standards for digital assets in the U.S. and enhances investor protection and oversight.
Ripple’s partnership with BNY Mellon has further bolstered RLUSD’s security framework. As custodian, BNY Mellon manages the U.S. dollar reserves backing RLUSD, ensuring full collateralization. This custodial relationship adds another layer of credibility to the stablecoin’s structure.
The recently passed GENIUS Act provides greater legal clarity for stablecoins like RLUSD in the U.S. market. The law supports the dollar’s dominance by encouraging trusted dollar-backed digital assets. RLUSD benefits directly from this framework, giving it regulatory legitimacy and global appeal.
XRP Demand Rises as Ripple USD Adoption Expands
Market data shows that Ripple USD records daily average volumes of $763 million, signaling strong demand. Its current market cap is around $557 million, reflecting increasing adoption and investor interest. This trend contributes to Ripple’s broader ecosystem expansion.
As RLUSD usage grows, associated XRP on-chain activity also surges. Ripple’s network burns a small amount of XRP with each transaction, gradually reducing its supply. This deflationary effect is contributing to a bullish outlook for XRP.
Recent data indicates that large XRP holders have accumulated over 280 million coins in just ten days. This activity coincides with RLUSD’s increased market presence and demand, and analysts link these developments to a potential parabolic rally for XRP.
