TLDR
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The White House will release its first comprehensive crypto policy report on July 22.
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The report stems from Executive Order 14178 focused on responsible digital asset development.
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It aims to create a unified federal framework for digital asset regulation across agencies.
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The report will include recommendations on stablecoins, consumer protection, and market oversight.
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It may propose the creation of a national digital asset reserve from seized cryptocurrencies.
The White House will release its first crypto policy report on July 22, introducing a clear federal framework for digital assets. This policy document will influence legislation, compliance structures, and industry oversight while addressing security, innovation, and regulatory gaps. As agencies align under one agenda, the digital asset industry prepares for significant changes in operation, taxation, and classification.
A Unified Framework for the Digital Asset Industry
The crypto policy report stems from Executive Order 14178 issued on March 9, 2022, which directed coordinated action across federal agencies. The report will define roles, responsibilities, and regulations for agencies managing the digital asset ecosystem under a unified approach. It seeks to enhance inter-agency cooperation and foster a stable regulatory environment.
In preparation, the White House Digital Asset Market Working Group has finalized recommendations covering risk management, oversight, and consumer protection. This group includes key officials from the CFTC, SEC, Treasury, and the Federal Reserve. Their coordinated input reflects a growing priority to establish a reliable regulatory structure for cryptocurrencies.
The report will recommend specific legislative actions to regulate stablecoins, define digital assets, and prevent unlawful market practices. Lawmakers will use these recommendations to draft legislation that strengthens compliance while supporting responsible innovation. The new policies aim to protect users while promoting industry transparency and competitiveness.
Regulatory Support and National Strategy for Digital Assets
The crypto policy report will include proposals to address the classification of digital assets under existing financial laws. It will also encourage the creation of a national digital asset reserve from crypto seized in enforcement cases. This proposal signals the government’s intent to integrate digital assets into broader economic planning.
The report also highlights banking access for crypto companies, aiming to prevent discriminatory practices by traditional financial institutions. Equal banking opportunities will help crypto platforms scale while maintaining oversight and accountability. This policy could also improve liquidity and foster healthy competition in the financial sector.
The national strategy will examine potential uses of central bank digital currencies (CBDCs) in payment systems and cross-border transactions. Policymakers will explore their impact on the current financial system, data privacy, and monetary policy. This strategy reflects a forward-looking approach to digital innovation and international financial leadership.
Crypto Policy Report Marks Turning Point for Crypto Businesses
The crypto policy report is expected to provide clarity for crypto businesses on compliance, classification, and operational standards. By setting federal guidelines, the report aims to remove legal uncertainty for firms developing products and services in the sector. This move could also attract new entrants by lowering compliance risks.
Crypto businesses will likely align their operations with the updated rules, shifting focus toward risk mitigation and investor protection. This compliance shift may lead to enhanced transparency, better internal controls, and broader investor trust. Regulatory certainty will also enable companies to innovate more confidently within a structured environment.
The crypto policy report could influence sectors such as decentralized finance (DeFi), NFTs, and stablecoins by outlining tailored oversight mechanisms. Each category may receive separate classification criteria, which could define how platforms report, tax, and operate within the legal system. This differentiation will help regulators apply specific standards across the diverse digital asset space.
Legislative Momentum Follows Crypto Week Milestones
The policy report comes just after the House wrapped up its “Crypto Week,” where key legislation made significant progress. Bills such as the GENIUS and CLARITY Acts passed, laying the groundwork for market structure reforms. These developments indicate bipartisan commitment to regulating the crypto sector.
The Senate is now expected to consider these bills alongside the policy report’s recommendations to create comprehensive crypto legislation. These coordinated efforts reflect growing momentum toward establishing long-term regulatory infrastructure. The White House’s involvement adds executive direction to congressional initiatives.
According to task force member Caroline Pham, the report acts as a regulatory roadmap and highlights U.S. commitment to crypto leadership. Her view reflects the broader consensus that regulation is necessary for market maturity. The report is expected to serve as a benchmark for global crypto policy efforts.
