The XRP price has been range-bound for most of 2025, trading today near $2.18 with 24-hour turnover just above $1.2 trillion. ETF delays, cautious options flow and a regulatory overhang have clipped upside momentum, and some long-time holders are scouting fresh plays that might outpace Ripple’s flagship token if the market reignites. On-chain data now shows a growing subset of XRP whales accumulating a payment-sector newcomer many analysts peg for a massive 6,000 % trajectory, driving talk of an “XRP replacement trade” heading into the summer.
ETF Gridlock Keeps the XRP Price in Check
The U.S. SEC pushed its decision on Franklin Templeton’s spot XRP ETF back to 17 June 2025, mirroring a pattern that already slowed Ethereum and Solana filings. While the delay isn’t fatal, it does extend a regulatory limbo that limits institutional flows. Open-interest data from Deribit shows a rotation out of June $3.50 calls into longer-dated $2 puts, confirming near-term caution. Technically, the XRP price remains pinned below its 50-day EMA at $2.29; daily RSI hovers near 46, far from the 70+ readings that powered last year’s push to $3.60.
Yet fundamentals continue to advance. Ripple’s RLUSD stablecoin, launched in February, already boasts a $300 million float, and the firm’s $1.25 billion Hidden Road acquisition strengthens prime-broker connectivity for cross-border treasury clients. Still, even bullish holders concede that a decisive XRP price breakout may require ETF clarity or a landmark CBDC contract, neither of which has a locked-in timetable.
Whale Rotation Signals Search for Higher Beta
Messari’s “Whale Watch” dashboard spotted $37 million in net outflows from wallets holding ≥10 million XRP during April, while the same addresses added $92 million across AI token TAO, Layer-2 yield play RBLK and a PayFi coin dubbed “XRP 2.0” by Telegram traders. DexTools heatmaps confirm the shift: liquidity is pouring into newer ERC-20 pools, even as centralized-exchange volumes on XRP taper.
Part of the rotation stems from risk-on sentiment returning to Ethereum and meme sectors. Lookonchain data shows a single desk swallowing 611 billion PEPE in late April, reigniting meme speculation. In prior cycles, that kind of frothy liquidity prefaced aggressive alt-season moves, giving whales an incentive to park capital where upside torque is highest.
The Newcomer Pitching Itself as ‘XRP 2.0’
That hunt for torque has spotlighted Remittix (RTX), a chain-agnostic router that converts tokens from 40+ networks into instant local-currency pay-outs, shaving 5–10 % off conventional wire fees. Rather than relying on partner banks like RippleNet, the protocol taps open liquidity pools on DEXes, then settles via regulated off-ramp APIs. Beta testers in Lagos and Manila report sub-five-minute settlement, a figure impossible on SWIFT or even most stablecoin rails today.
Weighing a Hedge Against XRP Price Stagnation
Ripple’s fundamentals keep improving, RLUSD integration, prime-broker expansion, and ongoing talks with Latin-American regulators all help its long-run thesis. But the SEC’s ETF drag and a sideways XRP price have investors craving fresh momentum. On-chain footprints reveal whales parking funds in higher-beta narratives like AI (TAO), Layer-2 casinos (RBLK) and, increasingly, Remittix’s chain-agnostic PayFi rail.
For XRP loyalists eyeing diversification, RTX offers a familiar payments storyline without the regulatory baggage currently hampering an ETF launch. Whether it ultimately achieves the touted 6,000 % rally remains to be seen, but early accumulation trends suggest big players consider the risk-reward compelling. Those wanting to monitor the project’s milestones can tap its verified Linktree, because in a market where liquidity moves first and narratives chase after, ignoring whale footprints often means missing the next breakout.
Discover the future of PayFi with Remittix by checking out their presale here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
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