TLDR
- The value of tokenized real-world assets on XRPL increased by 2,260% in just six months.
- XRPL’s RWA market grew from five million dollars in January to over 118 million dollars by July.
- DeFi activity on XRPL surged with a 57% increase in total value locked, reaching 86.66 million dollars.
- Stablecoins like RLUSD and USDC have contributed to the growth of the XRPL DeFi ecosystem.
- XRPL now handles an average of 1.77 million daily transactions with extremely low transaction fees.
The XRP Ledger (XRPL) has recorded a significant rise in tokenized real-world assets (RWAs), growing by 2,260% within six months. According to Token Relations and Ripple, asset value surged from $5 million in January to $118 million. This rapid growth highlights increasing institutional interest in tokenizing financial assets using XRPL’s infrastructure.
Real-World Assets Drive Major Growth on XRPL
Financial institutions are actively adopting XRPL to tokenize assets like real estate and U.S. Treasuries, driving RWA expansion. The increase in RWAs reflects broader usage beyond simple payments and signals deeper enterprise integration. Tokenized asset volume is growing as more companies recognize XRPL’s low fees and scalability.
Ripple’s partnerships in Dubai and Latin America contribute to higher RWA activity on XRPL. In Dubai, Ctrl Alt collaborates with Ripple to tokenize property title deeds for real estate transactions. In South America, Mercado Bitcoin plans to tokenize $200 million in assets, increasing XRPL’s footprint in the region.
The addition of institutions like DZ Bank and DekaBank strengthens XRPL’s appeal for custody and tokenization services. Stablecoins and tokenized bonds from Societe Generale further boost confidence in XRPL’s capabilities. These developments continue attracting institutions seeking secure and efficient digital infrastructure for asset management.
Decentralized Finance Expands Across XRPL
DeFi activity on XRPL has expanded, with the total value locked rising 57% to $86.66 million in recent months. Increased usage of decentralized exchanges and stablecoins contributed to an average of 1.77 million daily transactions. The median transaction fee remains around $0.000037, ensuring cost-effective operations for users.
The XRPL stablecoin market is growing with notable additions, including RLUSD, now exceeding $65 million in market capitalization. RLUSD, alongside USDC, strengthens the DeFi ecosystem by improving liquidity and utility across decentralized protocols. This progress reflects a clear transition from payments to financial services.
Ripple’s efforts in Asia with partners like Straits and BDACS are helping expand DeFi use cases on XRPL. These collaborations enhance access to decentralized financial infrastructure for institutional clients in Singapore and Korea. As a result, XRPL’s role in digital asset finance continues to grow globally.
The network infrastructure supports this growth with over 900 nodes and 170 active validators securing the ledger. Ripple controls only 1% of validators, preserving decentralization and operational resilience. This strong foundation supports high-volume DeFi and enterprise-grade applications.
Institutional Ecosystem Powers XRPL’s Global Reach
Ripple’s licensing in the UAE opens access to a $400 billion trade market, expanding XRPL’s enterprise potential. Strategic partnerships with Zand Bank and Mamo Pay enhance cross-border payment capabilities in the Middle East, bringing more institutional activity to XRPL’s network.
In Europe, Ripple’s partnerships with BBVA Switzerland and Societe Generale improve XRPL’s reach among regulated financial institutions. Tokenized stablecoins from these institutions help increase trust and utility across financial applications. These developments establish XRPL as a foundation for digital asset operations.
Since its inception, XRPL has processed over 3.3 billion transactions with sub-second speeds and high throughput. Its ability to handle over 1,000 transactions per second positions it for enterprise-grade usage.
