ETH trading above $3,100 is a clean signal that risk appetite is returning to crypto after a messy end to 2025. Even if conviction is fragile, optimism is seeping back into markets, and there are the types of conditions where smaller alts can go on serious runs.
Crypto presales look particularly attractive in the current regime, and these next-gen products are already dominating the conversation. Markets are paying for products that people use today, and all of the most interesting altcoins to buy in 2026 are built around improving financial services for regular non-crypto natives.
Digitap ($TAP) is surging ahead in its presale, smashing $3.5 million raised with its omni-banking app built on multi-rail architecture. It is blurring the line between fiat and crypto and looks like it could become the best crypto to buy now heading into 2026 for banking gains.
ETH Above $3,100: Altcoin Season Soon?
ETH looks great on the weekly, and $3,000 is an obvious psychological level. Trading above means buyers have stepped in with size, and this leads others to flip risk-on again. Lots of investors took serious losses last year, so rebuilding confidence is key. ETH printing higher is the best foundation for broader market confidence that exists.
Ethereum’s fundamentals have been up only since shipping the Fusaka upgrade, and the ongoing evolution of crypto’s largest layer 1 is what makes it one of the best altcoins to buy for long-term crypto exposure. ETH grinding higher sets the stage for altcoins to bounce back aggressively, and the real question is, can it reclaim its ATH in 2026?
Being an ETH bull at these levels makes sense, but when it comes to upside potential this year, $TAP is storming ahead of the rest.
Why Digitap Looks Like the Banking Winner of 2026
The token delivering the highest gains in the banking sector this year will be the app layer that enables crypto and fiat interoperability and turns stablecoins into real money for everyone. These digital dollars have the best product-market fit that crypto has ever produced, and they solve a real problem for billions of people. Moving money fast and across borders without friction.
Digitap is building an app that wraps stablecoin speed in a familiar UX for non-crypto natives. The global money app is live today with a multi-rail architecture designed to route value across both crypto and traditional rails. The clear goal is to enable non-crypto users to benefit from crypto settlement speed without needing to understand crypto.
Payment and banking products remain in demand year-round, regardless of market conditions. But bullish optimism arriving now could propel Digitap much higher later this year. When it comes to onboarding new users, offering everyone a more effective way to send money, get paid, and convert between different types of money has a nearly unlimited TAM.
Why Payments and Stablecoin Apps are the Top Altcoins to Buy This Year
Payment narratives will enjoy a ballooning stablecoin supply this year, and the easiest way to pick winners in the banking race is to ask one question. What does the average person actually want from crypto? Most don’t want a new chain; they simply want an app that makes money moves faster, costs less, and works everywhere. And it is wrapped in a modern and familiar interface.
Digitap delivers exactly this, and its one balance philosophy means all forms of money, crypto, fiat, and stablecoins operate together. Instant crypto-to-fiat swaps and instant cross-border transactions. In a mature industry, user experience is key, and that’s where the Digitap crypto presale shines with its neobank design approach.
Digitap’s Early Crypto Presale Momentum: Best Banking Token 2026?
Digitap has already raised more than $3.5 million, and a large part of this is the tokenomics design. Investors are sick of vaporware, and $TAP has two key design choices. Supply is capped at 2 billion, and Digitap uses 50% of platform profits to reward stakers and burn tokens.
Constant deflationary pressure should put upward pressure on price, and staking means $TAP believers can earn while they sleep. The buyback system means that as Digitap scales, token holders also win, and the current price of $0.0411, jumping to $0.0427 in less than a week, is highly attractive.
Investors purchasing today can lock in a potential 3.5X gain with a confirmed listing price of $0.14. The New Year’s sale continues with a daily offer, and like token discounts and access to Premium and Pro accounts are live now. As ETH breaks above $3,100, $TAP has rapidly become one of the most interesting altcoins to buy and an obvious token for banking bulls to own in 2026.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
