The January 2026 market opened with a strong surge for Solana (SOL), rising above $148. At some point, SOL seemed to be on course to become the undisputed king of the altcoin market.
But the rally did not last long. The token stalled, and retail investors started looking for the next project that could deliver massive ROI. Momentum did not just fade; it shifted.
The capital that could have pushed Solana to new highs has found a more productive home in Digitap ($TAP), an omni-bank ecosystem that is blending blockchain speeds with the spendability of traditional banks.
Digitap has gained 263% from its initial crypto presale entry price, powered by its real-world utility. The project is building an infrastructure that enables people to spend their crypto balances like cash in their daily transactions. These multiple use cases make $TAP the best altcoin to buy in the current market.
Solana Fatigue Sparks Shift to the PayFi sector
Solana is one of the fastest and most efficient blockchains existing today. However, the increased volatility in January proved that there is a strong sentiment of “infrastructure fatigue” among retail investors. While Solana is efficient in high-frequency trading and minting NFTs, it cannot offer multiplier gains in 2026.
As SOL trades near $124, whale investors have started rotating their profits into projects that make crypto spendable in the real world.
Investors are no longer excited by owning assets that remain locked on-chain. The main reason why they are pulling out of Solana is a desire to explore the payment finance (PayFi) sector. They want to spend their crypto balances at merchant stores around the world.
While SOL struggles to regain its strength, one crypto presale has quietly exploded, surging 263% and commanding the market’s attention. Solana at the current price is considered a mature asset with low chances for multiplier gains. However, Digitap’s low-cap entry and high-demand utility make it the best altcoin to buy for such gains.
Digitap’s Live Omni-Bank Makes $TAP the Best Crypto to Buy
Digitap thrives on its fully operational omni-bank that bridges the gap between crypto and the global financial world. While most of the other crypto presales thrive in the concept phase, promising future utility, Digitap already has a functional app live on iOS and Android.
The project offers an integrated dashboard where users can manage multi-chain crypto wallets together with multi-currency fiat accounts. Investors consider it a “banking completeness,” meaning that users can spend their fiat and crypto balances interchangeably.
By partnering with the Visa network, Digitap enables users to spend their crypto at more than 80 million merchant locations globally. The tangible daily utility is what the 2026 market wants.
While Solana can move tokens across continents in seconds, Digitap can move these tokens into merchants’ hands at the point of sale. This difference explains why $TAP has gained over 263% in a market where major altcoins struggle to break resistances.
SOL Rally Collapse: Hype Fades, Real-World Adoption Lacking
The SOL rally from earlier this month collapsed because investors are no longer excited by trends, hype, or speculation. The token had benefited from renewed memecoin activity and developer traction, which enabled it to surge to $146 before profit-taking and broader market reassessment kicked in.
Most market participants have treated SOL as a trading vehicle, not a dependable layer for daily finance. Since Solana has no strong mechanisms that link token value to continuous real-world adoption, rallies are vulnerable to macro shifts and profit-taking.
Digitap-Solana Partnership: SOL Top-Ups Drive Growth
In a twist of fate, the community responsible for the Solana rally is now helping drive Digitap crypto presale’s accelerated growth. Digitap confirmed that users can now top up their accounts with Solana. The move incorporated the world’s most active retail chain into Digitap’s banking rails.
This collaboration has helped in making SOL a spendable global currency. Solana investors can bridge their assets directly into the omni-bank without having to interact with a third-party exchange.
Solana users can now fund their Digitap wallets using their SOL balances and instantly access impressive features. Some of these features include cross-border transfers with fees of less than 1% in fees and instant fiat conversion.
The Digitap- Solana collaboration turned potential rivals into powerful partners. Instead of competing with Solana’s speed, Digitap has used it as leverage to offer a better banking experience. The “one-tap” model for funding accounts has boosted the project’s adoption, with more than 120,000 wallets now connected to its dashboard.
Deflationary Burns and Real-World Demand Fuel $TAP’s Growth
The $TAP token is responsible for Digitap’s dominance, since it works as the native fuel for the whole omni-bank ecosystem. $TAP is integrated into all staking rewards, transactions, and premium features of the platform.
By owning $TAP, users gain access to exclusive cashback on their Visa cards and 124% APY in staking rewards. This creates a continuous demand for the token whose value is connected to real-world banking activity.
Interestingly, Digitap uses a hyper-deflationary buy-back and burn mechanism to sustain its long-term value. The project allocates 50% of its platform revenue to repurchase $TAP from the open market and remove it from circulation.
As more users join the platform and execute different transactions, the $TAP supply decreases. The self-sustaining economic model is the reason $TAP is considered the best crypto to buy for investors who want sustainable, long-term growth in the current volatile market.
$TAP Crypto Presale: 67% Discount, 208% ROI, and 124% APY
For the investors who did not catch Solana in its early days, the $TAP crypto presale offers another chance to enjoy multiplier gains. Currently available at $0.0454, $TAP is trading at a 67.57% discount from its set exchange listing price of $0.14.
Therefore, the current buyers will potentially see a massive ROI of 208% before the token hits major global exchanges. When these gains are combined with the 124% APY for stakers, the growth potential could outpace large tokens like SOL.
Digitap has raised over $4.5 million after selling more than 202 million tokens. With Round 3 of the presale selling out quickly, it proves that investors now want functional banking ecosystems that treat crypto as a financial tool in the global economy.
$TAP’s 263% Utility-Driven Growth Outshines SOL’s Recent Rally
In the current volatile conditions, Solana’s rally collapsed due to speculation fatigue. On the other hand, Digitap’s crypto presale recorded 263% gains powered by its real-world banking utility.
Digitap has grown past the whitepaper stage to offer a live, operational product that makes crypto spendable in the real world. Incorporating Solana deposits, collaborating with Visa, and building a deflationary banking token make Digitap the best crypto to buy in 2026.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
