TLDR
- MoonPay launched “MoonPay Agents,” letting AI systems hold wallets and move crypto without human help
- The tool is non-custodial, meaning wallets are stored on the user’s device
- Users verify identity once, then the AI agent can trade, swap, and transfer assets
- Intercontinental Exchange (NYSE parent) has reportedly discussed investing in MoonPay at a $5B valuation
- The AI agent market could reach $236 billion by 2034, per World Economic Forum estimates
MoonPay Gives AI Agents Their Own Crypto Wallets to Trade and Transact Autonomously
MoonPay has launched a new product called MoonPay Agents, a software layer that lets artificial intelligence systems hold digital wallets and move money on their own.
Your AI agents need crypto. Now they have it.
Introducing MoonPay Agents, the non-custodial infrastructure for autonomous transactions.
➡️ Onramp
🔀 Swap across chains
🔁 Trade onchain
⬅️ OfframpMulti-chain. Native x402 support. One CLI prompt.
🤖 https://t.co/7Shff929Og pic.twitter.com/zlTYlns1tW
— MoonPay 🟣 (@moonpay) February 24, 2026
The tool is non-custodial, meaning the wallets are stored on the user’s device, not held by MoonPay. Once a user completes identity verification and adds funds, the AI agent takes over.
From there, the agent can trade, swap, and transfer digital assets without any further human input. It also supports recurring buys and cross-chain swaps.
MoonPay CEO Ivan Soto-Wright described the problem the product solves simply. “AI agents can reason, but they cannot act economically without capital infrastructure,” he said.
MoonPay was founded in 2019 and currently serves over 30 million users and 500 enterprise customers. The new product extends its existing crypto payment rails to AI systems.
The launch is built on MoonPay’s developer tool, called MoonPay CLI. It includes support for x402, a machine-to-machine payments standard used in agent-driven apps.
If a service requires identity verification, the human user completes it once. After that, the AI agent can act within those permissions on an ongoing basis.
The Race to Build the Agent Economy
MoonPay is not alone in this space. Coinbase has also released tools to give AI agents wallets, and Stripe added support for USDC-based agent payments using the same x402 standard.
deBridge has built infrastructure for non-custodial cross-chain execution for AI systems as well. Crypto.com’s CEO recently unveiled ai.com, a platform that plans to let autonomous agents perform financial tasks on behalf of users.
Ethereum developers have been working on ERC-8004, a standard designed to give AI agents verifiable identities on-chain.
OpenAI and Paradigm have partnered on AI tools focused on smart contract security, showing further overlap between AI and blockchain finance.
Market Size and Investor Interest
The World Economic Forum estimates the global AI agent market could reach $236 billion by 2034. A McKinsey survey found nearly a quarter of companies are already expanding their use of AI agents.
On the investment side, Intercontinental Exchange, the parent company of the New York Stock Exchange, has reportedly held early discussions about investing in MoonPay. The company is said to be seeking a valuation of $5 billion.
That interest from a major stock exchange operator points to growing attention from traditional finance toward crypto payment infrastructure.
MoonPay’s new product supports off-ramping back into fiat currency as well, allowing AI agents to move funds between crypto and traditional money systems.
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