TLDR
- Figure Technology posted Q2 EPS of $0.35, beating the $0.23 consensus by 52%
- Revenue hit $225.59 million, more than doubling from $106.08 million a year ago
- Net income jumped to $87.45 million from $29.94 million in Q2 2025
- YLDS, its SEC-registered yield token, had $598 million outstanding as of Q1 2026
- FIGR stock rose 10.20% following the earnings release
Figure Technology Solutions (FIGR) reported Q2 2026 results on August 13, with the stock climbing 10.20% to $30.68 in response. The company posted diluted EPS of $0.35, well above the Wall Street consensus of $0.23.
Figure Technology Solutions, Inc. Class A Common Stock, FIGR
Revenue came in at $225.59 million for the quarter, up from $106.08 million in Q2 2025. Net income reached $87.45 million, compared to $29.94 million in the same period last year.
The first-half numbers were equally strong. For the six months ended June 30, 2026, revenue totaled $392.6 million versus $190.59 million a year ago. Net income for the half came in at $132.39 million, up from $29.12 million.
FIGURE TECHNOLOGY SOLUTIONS $FIGR Q2’26 EARNINGS HIGHLIGHTS
🔹 Revenue: $225.6M (Est. $208M) 🟢; +113% YoY
🔹 EPS: $0.35 (Est. $0.24) 🟢; +338% YoY
🔹 Net Income: $87.4M (Est. $56.2M) 🟢; +192% YoY
🔹 Adj. EBITDA: $119.4M (Est. $110M) 🟢; +126% YoYQ3 Guide:
🔹 Consumer Loan…— Wall St Engine (@wallstengine) August 13, 2026
Basic EPS from continuing operations for Q2 was $0.39, compared to $0.11 in Q2 2025. Diluted EPS came in at $0.35 versus $0.08 a year ago.
Figure runs its loan marketplace on the Provenance Blockchain, a Layer 1 protocol built for financial services. Loans are tokenized and settled on-chain, cutting out intermediaries and reducing processing costs.
Since 2018, Figure has originated more than $19 billion in loans across its blockchain platforms. The model appears to be scaling well, with margins expanding as volume grows.
YLDS Crosses Half a Billion
YLDS, Figure’s SEC-registered yield-bearing security, had $598 million outstanding as of Q1 2026. It functions similarly to an interest-bearing stablecoin but carries full regulatory approval, which sets it apart from most crypto-adjacent products.
The instrument is backed by Figure’s loan origination pipeline, giving it a real asset base that pure crypto competitors cannot easily replicate. For investors watching the digital asset space, YLDS is worth tracking as one of the largest regulated yield products running on blockchain infrastructure.
Corporate Structure
Figure merged with its subsidiary Figure Markets in August 2025, bringing lending, trading, and yield generation under one roof. The company is headquartered in Reno, Nevada, and trades on NASDAQ under FIGR.
It went the IPO route rather than a token sale, a choice that has kept it clear of the regulatory friction that has tripped up token-based business models.
For the six months ended June 30, 2026, basic EPS from continuing operations was $0.60, up from $0.04 in the same period last year.
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