The crypto market has shifted from full-on bull to possibly the start of a crypto winter. This doesn’t mean there aren’t attractive altcoins to buy. Instead, it means investors need to be more selective.
Digitap ($TAP), a crypto presale and operator of the world’s first “omni-bank”, is showing the type of buying momentum that investors crave in a bear market. It is competing against a handful of notable standouts for investor attention, including fellow presale Bitcoin Hyper and legacy tokens XRP and Solana.
Digitap’s Utility Belongs On Altcoin To Buy Lists
Digitap has a straightforward yet powerful mission that puts it on the list of the best cryptos to buy now. Digitap is making crypto as easy to use as a bank account. It has already built and is currently distributing a global banking app that lets users transact in both fiat and cryptocurrency side by side.
Digitap is actively driving adoption by offering a service that everyday people and businesses can utilize now. Its platform caters to a large market of users seeking a borderless, low-cost alternative to traditional banks, as well as crypto holders seeking instant liquidity for their assets and the ability to swap between fiat and altcoins in a single app.
A recent partnership with Visa introduced the iconic brand to Digitap’s product suite. Now, Digitap users can take advantage of a Visa card that can be preloaded with either fiat or cryptocurrency. This means users can pay with crypto by simply swiping or tapping their card (or their iPhone/Android phone) at the grocery store, restaurant, or even online.
Source: Digitap
Why Deflationary Design Could Support Long-Run Value
Digitap’s presale of its native $TAP token is running hot amid a broader market bleed. The crypto presale launched in late summer at an initial price of $0.0125. The presale is split into stages, with the price increasing after each round sells out.
Currently, Digitap is selling at $0.0313, meaning round one investors are sitting on a paper profit of more than 150%. Among the top-100 cryptos by market cap, only five tokens can claim to have outperformed Digitap over the past 90 days.
The team recently confirmed an expected listing price of $0.14 in the coming weeks. The token still trades at a massive discount relative to where it is expected to trade once it graduates from the presale to an exchange.
Digitap’s tokenomics are driving its momentum, making it one of the top cryptos to buy now. The token is deflationary, with a maximum supply of 2 billion tokens and a commitment from the team to allocate 50% of the platform’s profits toward buybacks and burns, as well as rewarding stakers.
Bitcoin Hyper’s BTC L2 Vision Is Bold—Utility Still Distant
Bitcoin Hyper is a fellow crypto presale project with the goal of creating a Layer-2 network that will make Bitcoin programmable and fast. That’s an exciting project as it will open Bitcoin to the world of DeFi, NFTs, and games. Bitcoin Hyper will handle transactions off-chain using the Solana Virtual Machine.
The problem with Bitcoin Hyper is two-fold. First, Bitcoin Hyper will need to attract developers and users to justify high usage and value creation for investors. Bitcoin investors, especially the “HODLers,” could be very skeptical of a new chain that borrows the Bitcoin name and deviates from its core principles.
Second, Bitcoin Hyper lacks the real-world utility that drives organic demand. Unlike projects that integrate directly into consumer finance or offer accessibility benefits, Bitcoin Hyper is a speculative play at a time when investors want tangible outcomes.
Source: Bitcoin Hyper
XRP’s ETF And M&A Moves Haven’t Shifted The Price Trend
Ripple’s XRP mostly targets banks and cross-border payments. Ripple is showing progress in expanding its partnerships, although it is too slow for most investors to get excited. Meanwhile, several high-profile acquisitions over the past few months to enter adjacent categories have been met with collective yawns from investors.
The launch of the much-anticipated Bitwise XRP ETF hasn’t provided the lift to XRP many had hoped for. In fact, XRP’s price today is trading where it was in mid-2025 when the SEC litigation against Ripple was still ongoing.
To be considered one of the top altcoins to buy, a project needs to show immediate benefits to users, not long-term institutional roadmaps.
Solana’s Strong Metrics Clash With Weak Price Sentiment
Solana’s status as an elite blockchain platform remains unchallenged, and many of its key metrics remain strong. Yet, Solana’s price has taken a beating, down nearly 40% over the past year.
This indicates Solana’s investor sentiment is disconnected from on-chain fundamentals. Instead, Solana is trading more on macro headwinds, inflation concerns, tariff threats, geopolitical tensions, and Federal Reserve interest rate decisions than a premier blockchain network.
Investors aren’t necessarily wrong. Solana’s all-purpose network powers everything from DeFi protocols to NFT marketplaces, implying its value is spread across many applications. By contrast, most crypto presale projects focus on a single application, such as a banking super-app.
Utility And Timing: Why Digitap Leads This 2025 Rotation
While Bitcoin Hyper, XRP, and Solana all have their own bold and technical goals, Digitap ranks as the top crypto to buy now due to its combination of immediate real-world impact and explosive growth potential.
Buying Solana, for example, is investing in an entire ecosystem’s continued expansion that is correlated to events outside of its control. But buying Digitap is like investing in a specific fintech company that could offer asymmetrical returns.
Digitap’s live product, Visa partnership, and hot crypto presale show it’s not just hype; it is meeting a demand. Digitap offers investors a chance to get in early on a project that could define the future of banking.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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